714 Forest Ave, Chattanooga, TN 37405 Property Records

Hamilton County property record for 714 Forest Ave, Chattanooga, TN 37405

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,887 sqft · built 1929
Lot Size	0.5 acres (21,781 sqft)
Owner	Trust Name on File
Last Sale	$595,000 (Aug 2023)
Tax Bill	$2,793 (2025)
Deeds & Mortgages	Aug 2025 Transfer Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135D J 029`

Property Details

APN / Parcel Number

Primary APN	`135D J 029`
Alternative APN	`0000059323`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,887 sqft Living Area
Gross Area	3,964 sqft

Exterior

Year Built	Built 1929
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	21,781 sqft (0.5 acres)
Lot Dimensions	214 ft deep x 101 ft wide
Parking Spaces	3 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gravity Furnace
Sewer	Connected

Location & Zoning

Account Number	0000059323
Street Address	714 FOREST AVE
City	CHATTANOOGA
State	TN
Zip	37405-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 3B FRAZIER ADDN NO 3 PB 7 PG 2 REV PB 127 PG 56
Legal Subdivision	FRAZIER ADDN NO 3
Legal Lot Number	3
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	1
Census Block	1014
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

714 Forest Ave is owner-occupied and held in a trust since August 2025.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	714 FOREST AVE, CHATTANOOGA, TN 37405-2716
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 23, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Jan 6, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage MARK KERSEY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Aug 23, 2023 · Amount on File
Deed Document Number	0000000116
Deed Book / Page	13379 / 863
Last Transfer Date	Aug 25, 2025
Transfer Doc	0000000040
Record Updated	Jun 8, 2026

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 25, 2025
Property Address	714 FOREST AVE, CHATTANOOGA, TN 37405-2716
Document Number	0000000040
Book / Page	14022 / 723
Map Reference	MB 127 PG 56
Instrument Date	Aug 6, 2025
Instrument	2025082500040
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	714 FOREST AVE, CHATTANOOGA, TN 37405-2716

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 23, 2023
Property Address	714 FOREST AVE, CHATTANOOGA, TN 37405-2716
Document Number	0000000116
Book / Page	13379 / 863
Map Reference	MB 127 PG 56
Instrument Date	Aug 18, 2023
Instrument	2023082300116
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,201.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 FOREST AVE, CHATTANOOGA, TN 37405-2716

Mortgage

Document Number	0000000117
Date	Aug 23, 2023
Instrument	2023082300117

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 6, 2023
Property Address	714 FOREST AVE, CHATTANOOGA, TN 37405-2716
Document Number	0000000054
Book / Page	13183 / 218
Map Reference	MB 7 PG 2
Instrument Date	Dec 1, 2022
Instrument	2023010600054
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,995.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 E MAIN ST, CHATTANOOGA, TN 37408-1428

Mortgage

Document Number	0131830240
Date	Jan 6, 2023
Instrument	13183-0240

Lender

Name	MARK KERSEY
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	0000000055
Date	Jan 6, 2023
Book Page	13183/220
Instrument	2023010600055

Lender

Name	CAPSTAR BANK
Type	Bank
Address	NASHVILLE, TN 37230

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 714 Forest Ave was $2,793, up 6.2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,793.00 (+6.16%)	$184,320 (+56.73%)	$460,800 (+56.73%) Land $225,000 Building $235,800
2024	$2,631.00	$117,600 (-)	$294,000 (-) Land $150,000 Building $144,000
2023	$2,631.00 (-35.09%)	$117,600 (-35.09%)	$294,000 (-35.09%) Land $150,000 Building $144,000
2022	$4,053.00	$181,160	$452,900 Land $150,000 Building $302,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 714 Forest Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1988.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1988–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 714 Forest Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 564 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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