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720 E Middle St, South Elgin, IL 60177 Property Records

Kane County property record for 720 E Middle St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,151 sqft · built 1969
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on Record
Last Sale$194,000 (Aug 2021)
Tax Bill$6,660 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-35-280-020

Property Details

APN / Parcel Number

Primary APN06-35-280-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,151 sqft Living Area
Gross Area2,302 sqft
1st Floor Area1,151 sqft
Basement Area1,151 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialBrick
Lot Area9,583 sqft (0.22 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address720 E MIDDLE ST
CitySOUTH ELGIN
StateIL
Zip60177-2136
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNONE PART OF LTO 4A-1 DESC IN BOOK 2580/525 SEC 35-41-8
Legal Range08
Legal Township41
Legal Section35
Legal Block2
Legal Lot NumberO
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2058
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address720 E MIDDLE ST, SOUTH ELGIN, IL 60177-2136
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2021 · Amount on Record
Deed SaleAug 30, 2021 · Amount on Record
Deed Document Number202166019
Prior Transfer DateNov 16, 1995
Prior Transfer Doc0000073756
Record UpdatedOct 29, 2026

August 2021: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionKANE IL
Recording DateAug 30, 2021
Property Address720 E MIDDLE ST, SOUTH ELGIN, IL 60177-2136
Document Number0000066019
Instrument DateAug 26, 2021
Instrument2021K066019
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyMANT TITLE AGENCY, GMT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$194.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address720 E MIDDLE ST, SOUTH ELGIN, IL 60177-2136

Mortgage

Document Number0000066020
DateAug 30, 2021
Instrument2021K066020
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate2.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,660.00 (+13.19%) Homeowner's exemption$98,037 (+8.57%) Land $20,470 Building $77,567$294,229 (+8.57%) Land $61,435 Building $232,794
2024$90,298 (+21.39%) Land $18,854 Building $71,444$271,002 (+21.44%) Land $56,585 Building $214,418
2022$5,884.00 (+15.42%) Homeowner's exemption$74,384 (+6.96%) Land $15,531 Building $58,853$223,152 (+6.96%) Land $46,593 Building $176,559
2021$5,098.00 Homeowner's exemption$69,543 Land $14,520 Building $55,023$208,629 Land $43,560 Building $165,069

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimJul 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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