Kane County property record for 754 E Middle St, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,076 sqft · built 1952 |
| Lot Size | 0.48 acres (20,900 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Jun 2007) |
| Tax Bill | $8,967 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-35-280-024 |
| Primary APN | 06-35-280-024 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 5 Stories |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 3,480 sqft |
| Basement Area | 1,404 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 20,900 sqft (0.48 acres) |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | None |
|---|---|
| Water Source | Commercial |
| Street Address | 754 E MIDDLE ST |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H JEROME GILBERTS ADDN PART OF LTOS 1 & 2 & ALL LOT 3 & 4 DESC IN DOC 628036 BOOK 1457/176 |
| Legal Subdivision | H JEROME GILBERTS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 3,4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2058 |
| Census Tract | 851801 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 754 E MIDDLE ST, SOUTH ELGIN, IL 60177-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2007 · Amount on Record |
| Deed Sale | Jun 29, 2007 · Amount on Record |
| Deed Document Number | 200768598 |
| Prior Transfer Date | Dec 13, 2001 |
| Prior Transfer Doc | 0000131636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 754 E MIDDLE ST, SOUTH ELGIN, IL 60177-2136 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038545 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021K038545 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,967.00 (+13.21%) Homeowner's exemption | $129,229 (+8.57%) Land $26,928 Building $102,301 | $387,842 (+8.57%) Land $80,816 Building $307,026 |
| 2024 | $119,028 (+21.39%) Land $24,802 Building $94,226 | $357,227 (+21.44%) Land $74,436 Building $282,791 | |
| 2022 | $7,921.00 (+6.18%) Homeowner's exemption | $98,051 (+6.96%) Land $20,431 Building $77,620 | $294,153 (+6.96%) Land $61,293 Building $232,860 |
| 2021 | $7,460.00 Homeowner's exemption | $91,671 Land $19,102 Building $72,569 | $275,013 Land $57,306 Building $217,707 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1983) |
| Most Recent Claim | Jul 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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