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661 E Middle St, South Elgin, IL 60177 Property Records

Kane County property record for 661 E Middle St, South Elgin, IL 60177

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 775 sqft · built 1940
Lot Size0.621 acres (27,064 sqft)
OwnerIndividual Name on Record
Tax Bill$2,655 (2025)
Deeds & MortgagesDec 2022 Transfer
Jan 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-35-427-001

Property Details

APN / Parcel Number

Primary APN06-35-427-001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area775 sqft Living Area
Gross Area1,158 sqft
1st Floor Area775 sqft
Basement Area383 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area27,064 sqft (0.621 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address661 E MIDDLE ST
CitySOUTH ELGIN
StateIL
Zip60177-2174
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGIBONS ADDN PART OF LOT 4
Legal SubdivisionGIBONS ADDN
Legal Block3
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3000
Census Tract851801

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address661 E MIDDLE ST, SOUTH ELGIN, IL 60177-2174
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2022Transfer on Death Deed, Transfer
ATTORNEY
Jan 7, 2021Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 20, 2022
Transfer Doc0000059477
Record UpdatedSep 20, 2026

December 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKANE IL
Recording DateDec 20, 2022
Property Address661 E MIDDLE ST, SOUTH ELGIN, IL 60177-2174
Document Number0000059477
Instrument DateDec 20, 2022
Instrument2022K059477
Transaction TypeTransfer
Record UpdatedDec 27, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address661 E MIDDLE ST, SOUTH ELGIN, IL 60177-2174

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJan 7, 2021
Property Address661 E MIDDLE ST, SOUTH ELGIN, IL 60177-2174
Document Number0000001305
Instrument DateSep 16, 2020
Instrument1305
Transaction TypeTransfer
Record UpdatedJan 25, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address661 E MIDDLE ST SOUTH ELGIN IL 601772174, SOUTH ELGIN, IL 60177-2174

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalitySouth Elgin Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,655.00 (-24.55%) Homeowner's exemption Senior Citizen's exemption$68,402 (+8.57%) Land $31,240 Building $37,162$205,288 (+8.57%) Land $93,758 Building $111,531
2024$63,003 (+21.4%) Land $28,774 Building $34,229$189,085 (+21.44%) Land $86,357 Building $102,728
2022$3,519.00 (+7.71%) Homeowner's exemption$51,899 (+6.96%) Land $23,703 Building $28,196$155,697 (+6.96%) Land $71,109 Building $84,588
2021$3,267.00 Homeowner's exemption$48,522 Land $22,161 Building $26,361$145,566 Land $66,483 Building $79,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims33 (1978–2020)
Claims Outside the SFHA2 of 33
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms And Flooding, Sep 2008 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH ELGIN
serves 23,648 people · EPA ID IL0890800
Water SourceGroundwater
Last State InspectionApr 2024
Lead1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityBarium
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		2,000 / 250
Fox Valley Internet
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Verizon.

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