737 E Clay St, Whitewater, WI 53190 Property Records

Walworth County property record for 737 E Clay St, Whitewater, WI 53190

Property Summary

Property Type	Single Family Home
Lot Size	0.369 acres (16,117 sqft)
Owner	2 Trust Names on File
Last Sale	$162,900 (Nov 2017)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	May 2020 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`EAST 00001`

Property Details

APN / Parcel Number

Primary APN	`EAST 00001`

Exterior

Lot Area	16,117 sqft (0.369 acres)

Location & Zoning

Old Parcel Number	/EAST00001
Street Address	737 E CLAY ST
City	WHITEWATER
State	WI
Zip	53190-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 EAST WILLOWS AS RECORDED IN CAB B SLIDE 184 WCR. LOCATED IN SW 1/4 SW 1/4 SEC 3 T4N R15E. 16204 SQ FT. CITY OF WHITEWAT
Legal Range	15E
Legal Township	04N
Legal Section	03
Legal Subdivision	EAST WILLOWS
Legal Lot Number	1
Jurisdiction	WALWORTH WI
Township / Civil Division	WHITEWATER
Census Block Group	2
Census Block	2036
Census Tract	400

Owner

737 E Clay St is owner-occupied and held in a trust since May 2025.

Source: Walworth County records, as of February 9, 2026

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORT COMMUNITY CU
Nov 8, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Nov 8, 2017 · Amount on File
Deed Document Number	0000957024
Last Transfer Date	May 14, 2025
Transfer Doc	0001111471
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	737 E CLAY ST, WHITEWATER, WI 53190-2112
Transaction Type	Mortgage
Record Updated	May 13, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1008515
Date	May 4, 2020
Instrument	1008515

Lender

Name	FORT COMMUNITY CU
Type	Credit Union
Address	FORT ATKINSON, WI 53538

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	97 Months
Due	Jun 1, 2028

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WALWORTH WI
Recording Date	Nov 8, 2017
Property Address	737 E CLAY ST, WHITEWATER, WI 53190-2112
Document Number	0000957024
Instrument Date	Nov 7, 2017
Instrument	957024
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount on Record
Tax	$488.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	787 E CLAY ST # 1, 1, WHITEWATER, WI 53190-2107

Tax Assessment & Valuation

The 2025 property tax bill for 737 E Clay St was $4,290 with a homeowner's exemption.

Source: Walworth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Whitewater City
Unified School District	Whitewater School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,290.00 Homeowner's exemption	$276,100 Land $40,100 Building $236,000	$278,412 Land $40,436 Building $237,976
2023	$3,818.00 (+1.25%) Homeowner's exemption	$252,500 (+12.37%) Land $40,100 Building $212,400
2022	$3,771.00 Homeowner's exemption	$224,700 Land $40,100 Building $184,600	$234,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 737 E Clay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 737 E Clay St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITEWATER WATERWORKS serves 14,000 people · EPA ID WI2650056
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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