720 Cindy Ln, Westminster, MD 21157 Property Records

Carroll County property record for 720 Cindy Ln, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,044 sqft · built 1974
Lot Size	0.615 acres (26,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2016)
Tax Bill	$3,840 (2026)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-028252`

Property Details

APN / Parcel Number

Primary APN	`04-028252`
Alternative APNs	`4028252` `028252`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,044 sqft Total Area
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,799 sqft (0.615 acres)
Porch	Slab
Porch Area	64 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	028252
Street Address	720 CINDY LN
City	WESTMINSTER
State	MD
Zip	21157-7656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 10 - 26799 SQ FT CINDY LANE 11-72 SEC A FAIR LEA HILLS PLT 4
Legal Subdivision	FAIR LEA HILLS
Legal Lot Number	10
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	3
Census Block	3001
Census Tract	504202

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 CINDY LN, WESTMINSTER, MD 21157-7656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2016 · Amount on Record
Deed Sale	Aug 18, 2016 · Amount on Record
Prior Sale	Aug 3, 1984 · Amount on Record
Deed Book / Page	8414 / 362
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	720 CINDY LN, WESTMINSTER, MD 21157-7656
Document Number	0098630459
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 CINDY LN WESTMINSTER MD 211577656, WESTMINSTER, MD 21157-7656

Mortgage

Document Number	0098630459
Date	Sep 23, 2020
Book Page	009863/000459

Lender

Name	CAPITAL MTG CORP
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 22, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,840.00 (+4.75%) Homeowner's exemption	$374,767 (+23.37%)	$398,900 (+9.98%) Land $184,600 Building $214,300
2025	$3,666.00 (+6.82%) Homeowner's exemption
2023	$3,432.00	$303,767	$362,700 Land $144,600 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1979–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250