Carroll County property record for 732 Cindy Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,328 sqft · built 1975 |
| Lot Size | 0.623 acres (27,123 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Oct 2016) |
| Tax Bill | $5,154 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-030443 |
| Primary APN | 04-030443 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,328 sqft Total Area |
| Basement Area | 644 sqft |
| Finished Basement | 644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 27,123 sqft (0.623 acres) |
| Deck Area | 631 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 030443 |
|---|---|
| Street Address | 732 CINDY LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 16A - 27123 SQ FT 732 CINDY LN 11-71 FAIR LEA HILLS PLT 5 SC |
| Legal Subdivision | FAIR LEA HILLS SEC A |
| Legal Lot Number | 16A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 504202 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 732 CINDY LN, WESTMINSTER, MD 21157-7656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 15, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2016 · Amount on Record |
| Deed Sale | Oct 7, 2016 · Amount on Record |
| Deed Book / Page | 8473 / 109 |
| Last Transfer Date | Mar 9, 2018 |
| Transfer Doc | 0089640363 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | May 28, 2026 |
| Property Address | 732 CINDY LN, WESTMINSTER, MD 21157-7656 |
| Document Number | 1177000320 |
| Book / Page | 11774 / 320 |
| Instrument Date | May 19, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 732 CINDY LN, WESTMINSTER, MD 21157-7656 |
| Document Number | 1177000320, |
|---|---|
| Date | May 28, 2026 |
| Book Page | 11774/320 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 15, 2018 |
| Property Address | 732 CINDY LN, WESTMINSTER, MD 21157-7656 |
| Document Number | 0089640363 |
| Book / Page | 008964 / 000363 |
| Instrument Date | Mar 9, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 732 CINDY LN WESTMINSTER MD 211577656, WESTMINSTER, MD 21157-7656 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,154.00 (+2.51%) | $454,867 (+2.54%) | $477,400 (+7.62%) Land $184,900 Building $292,500 |
| 2025 | $5,028.00 (+22.07%) | $443,600 (+21.69%) Land $144,900 Building $298,700 | $443,600 (-) Land $144,900 Building $298,700 |
| 2023 | $4,119.00 | $364,533 | $443,600 Land $144,900 Building $298,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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