Carroll County property record for 712 Cindy Ln, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,034 sqft · built 1976 |
| Lot Size | 0.992 acres (43,211 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,500 (Aug 1986) |
| Tax Bill | $3,718 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-028236 |
| Primary APN | 04-028236 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,034 sqft Total Area |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Foyer |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 43,211 sqft (0.992 acres) |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 028236 |
|---|---|
| Street Address | 712 CINDY LN |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7656 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 6 - 43211 SQ FT 712 CINDY LANE 11-72 SEC FAIR LEA HILLS PLT 4 |
| Legal Lot Number | 6 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 504202 |
712 Cindy Ln is owned and occupied by two individuals who bought it in August 1986.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 712 CINDY LN, WESTMINSTER, MD 21157-7656 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 1986 · Amount on File |
| Deed Sale | Aug 18, 1986 · Amount on File |
| Deed Book / Page | 964 / 865 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 712 Cindy Ln was $3,718 with a homeowner's exemption, up 4.8% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,718.00 (+4.76%) Homeowner's exemption | $340,567 (+3.7%) | $364,900 (+11.11%) Land $199,700 Building $165,200 |
| 2025 | $3,549.00 Homeowner's exemption | $328,400 Land $159,700 Building $168,700 | $328,400 Land $159,700 Building $168,700 |
| 2023 | $3,252.00 Homeowner's exemption | $287,800 | $328,400 Land $159,700 Building $168,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 Cindy Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 712 Cindy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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