720 Brookside Dr, Otsego, MI 49078 Property Records

Allegan County property record for 720 Brookside Dr, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,652 sqft · built 1958
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2024)
Tax Bill	$5,426 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Aug 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`54-854-008-00`

Property Details

APN / Parcel Number

Primary APN	`54-854-008-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,652 sqft Living Area
1st Floor Area	1,300 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	132 ft deep x 132 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	720 BROOKSIDE DR
City	OTSEGO
State	MI
Zip	49078-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 8 AND 9 BLOCK 4 HOWARD C YOUNG ADDITION TO CITY OF OTSEGO.
Legal Subdivision	HOWARD C YOUNG ADD
Legal Block	4
Legal Lot Number	8-9
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3017
Census Tract	31900

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · VA Mortgage TEAM MORTGAGE COMPANY LLC
Aug 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Aug 19, 2021	Intrafamily Transfer, Transfer
May 8, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 8, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Aug 3, 2021 · Amount on Record
Deed Document Number	20242079
Deed Book / Page	4921 / 320
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	4660/609
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 16, 2024
Property Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512
Document Number	004921/320
Book / Page	4921 / 320
Map Reference	LB 6 PG 45
Instrument Date	Feb 7, 2024
Instrument	2024002079
Transaction Type	Transfer
Record Updated	Mar 4, 2024
Title Company	NOT AVAILABLE, DENALI T&E RIDGESTONE AGCY L

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1347 111TH AVE, OTSEGO, MI 49078-9713

Mortgage

Document Number	2024002080
Date	Feb 16, 2024
Instrument	2024002080

Lender

Name	TEAM MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 3, 2021
Property Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512
Document Number	004653/913
Book / Page	4653 / 913
Map Reference	LB 6 PG 45
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	NOT AVAILABLE, DENALI T&E RIDGESTONE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	720 BROOKSIDE DR, 720, OTSEGO, MI 49078-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512

Mortgage

Document Number	0004653915
Date	Aug 3, 2021
Instrument	4653/915

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Aug 19, 2021
Property Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512
Document Number	4660/609
Book / Page	4660 / 609
Map Reference	LB 6 PG 45
Instrument Date	Jul 26, 2021
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	May 8, 2017
Property Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512
Document Number	4137/348
Book / Page	4137 / 348
Map Reference	LB6 PG45
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	May 8, 2017
Property Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512
Document Number	4137/350
Book / Page	4137 / 350
Map Reference	LB6 PG45
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 BROOKSIDE DR, OTSEGO, MI 49078-1512

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,700 (-0.16%) Land $23,100 Building $98,600	$243,400 (-0.16%) Land $46,200 Building $197,200
2025	$5,426.00 (+33.78%) Homeowner's exemption	$121,900 (+32.64%) Land $19,500 Building $102,400	$243,800 (+32.64%) Land $39,000 Building $204,800
2024	$4,056.00 (+16.82%)
2023		$91,900 Land $10,900 Building $81,000	$183,800 Land $21,800 Building $162,000
2022	$3,472.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

Nearby Properties on Brookside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures