715 Brookside Dr, Otsego, MI 49078 Property Records

Allegan County property record for 715 Brookside Dr, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,232 sqft · built 1971
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,900 (Oct 2017)
Tax Bill	$3,945 (2025)
Deeds & Mortgages	Oct 2022 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-023-242-00`

Property Details

APN / Parcel Number

Primary APN	`54-023-242-00`
Alternative APN	`03-54-023-242-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	130 ft deep x 92 ft wide
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	715 BROOKSIDE DR
City	OTSEGO
State	MI
Zip	49078-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	BEG AT A PT 164.31 FT N 0 DEG 11' 43 W OF SE COR OF SW 1/4 SE 1/4 OF SEC 23 TH N 0 DEG 11' 43 W 92.82 FT TH N 89 DEG 20' 35 W 130.34 FT TH S 0 DEG 16' 49 E 92.82 FT TH S 89 DEG 20' 35 E 130.2 FT TO POB SEC 23 T1N R12W. (71).
Legal Range	12W
Legal Township	01N
Legal Section	23
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3001
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	715 BROOKSIDE DR, OTSEGO, MI 49078-1511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Intrafamily Transfer, Transfer
Oct 6, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Apr 17, 2000 · Amount on Record
Deed Document Number	20174183-688
Deed Book / Page	4183 / 688
Last Transfer Date	Oct 3, 2022
Transfer Doc	0004805/31
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Oct 7, 2022
Property Address	715 BROOKSIDE DR, OTSEGO, MI 49078-1511
Document Number	0004805/31
Book / Page	4805 / 31
Instrument Date	Oct 4, 2022
Instrument	2022019452
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	715 BROOKSIDE DR, OTSEGO, MI 49078-1511

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 6, 2017
Property Address	715 BROOKSIDE DR, OTSEGO, MI 49078-1511
Document Number	4183/688
Book / Page	4183 / 688
Instrument Date	Sep 29, 2017
Instrument	4183-688
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	715 BROOKSIDE DR, 715, OTSEGO, MI 49078-1511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	310F W BRIDGE ST, PLAINWELL, MI 49080-1618

Mortgage

Document Number	4183690
Date	Oct 6, 2017
Instrument	4183-690

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,300 (+0.58%) Land $16,000 Building $122,300	$276,600 (+0.58%) Land $32,000 Building $244,600
2025	$3,945.00 (+2.47%) Homeowner's exemption	$137,500 (+31.83%) Land $13,500 Building $124,000	$275,000 (+31.83%) Land $27,000 Building $248,000
2024	$3,850.00 (+16.81%)
2023		$104,300 Land $7,500 Building $96,800	$208,600 Land $15,000 Building $193,600
2022	$3,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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