706 Brookside Dr, Otsego, MI 49078 Property Records

Allegan County property record for 706 Brookside Dr, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$201,477 (Sep 2023)
Tax Bill	$2,412 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-854-014-00`

Property Details

APN / Parcel Number

Primary APN	`54-854-014-00`
Alternative APN	`03-54-854-014-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	138 ft deep x 66 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	706 BROOKSIDE DR
City	OTSEGO
State	MI
Zip	49078-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 14 BLOCK 4 HOWARD C YOUNG ADDITION TO CITY OF OTSEGO.
Legal Subdivision	HOWARD C YOUNG ADD
Legal Block	4
Legal Lot Number	14
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3017
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	706 BROOKSIDE DR, OTSEGO, MI 49078-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Warranty Deed, Transfer · Conventional Mortgage CONSUMERS CU
Aug 1, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	Aug 1, 2019 · Amount on Record
Deed Document Number	202313043
Deed Book / Page	4885 / 103
Prior Transfer Date	Sep 18, 2008
Prior Transfer Doc	3264/875
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Sep 11, 2023
Property Address	706 BROOKSIDE DR, OTSEGO, MI 49078-1512
Document Number	004885/103
Book / Page	4885 / 103
Map Reference	LB 6 PG 45
Instrument Date	Sep 1, 2023
Instrument	2023013043
Transaction Type	Transfer
Record Updated	Sep 25, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,511.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 BROOKSIDE DR, OTSEGO, MI 49078-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4032 TERNWOOD DR APT 1B, 1B, KALAMAZOO, MI 49048-6682

Mortgage

Document Number	2023013044
Date	Sep 11, 2023
Instrument	2023013044

Lender

Name	CONSUMERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Aug 1, 2019
Property Address	706 BROOKSIDE DR, OTSEGO, MI 49078-1512
Document Number	004367/042
Book / Page	4367 / 042
Map Reference	LB 6 PG 45
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$989.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	706 BROOKSIDE DR, 706, OTSEGO, MI 49078-1512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 S FAIR ST, OTSEGO, MI 49078-1312

Mortgage

Document Number	0000436744
Date	Aug 1, 2019
Instrument	4367/44

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Otsego City
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,500 (+42.7%) Land $11,800 Building $52,700	$129,000 (+42.7%) Land $23,600 Building $105,400
2025	$2,412.00 (+52.75%)
2023		$45,200 Land $5,600 Building $39,600	$90,400 Land $11,200 Building $79,200
2022	$1,579.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTSEGO serves 4,120 people · EPA ID MI0005060
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

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