Hancock County property record for 720 Allen Ave, Garner, IA 50438
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,105 sqft · built 1948 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $135,000 (May 2022) |
| Tax Bill | $2,016 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2101410041 |
| Primary APN | 2101410041 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,105 sqft Living Area |
| 1st Floor Area | 884 sqft |
| Attic | Attic |
| Attic Area | 221 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,401 sqft (0.124 acres) |
| Garage Type | Attached |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 64 sqft |
| Patio Area | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 720 ALLEN AVE |
|---|---|
| City | GARNER |
| State | IA |
| Zip | 50438-1511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORIG E 1/2 N 16' LOT 3 & E 1/2 LOT 4 BLK 41 |
| Legal Subdivision | GARNER |
| Legal Block | 41 |
| Legal Lot Number | 3 |
| Jurisdiction | HANCOCK IA |
| Township / Civil Division | CONCORD |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 270100 |
Source: Hancock County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 720 ALLEN AVE, GARNER, IA 50438-1511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 23, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOMEWARD CORP |
| May 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage CLEAR LAKE BANK & TRUST CO |
| Dec 27, 2017 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2022 · Amount on Record |
| Deed Sale | May 18, 2022 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Document Number | 20221072 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK IA |
| Property Address | 720 ALLEN AVE, GARNER, IA 50438-1511 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000221111 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 22-1111 |
| Name | HOMEWARD CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 7, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | May 18, 2022 |
| Property Address | 720 ALLEN AVE, GARNER, IA 50438-1511 |
| Document Number | 0000221072 |
| Instrument Date | May 1, 2022 |
| Instrument | 22-1072 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 ALLEN AVE, GARNER, IA 50438-1511 |
| Document Number | 0000221073 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 22-1073 |
| Name | CLEAR LAKE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 63 Months |
| Due | Aug 1, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Number | 0000221111 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 22-1111 |
| Name | HOMEWARD CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 7, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK IA |
| Recording Date | Dec 27, 2017 |
| Property Address | 720 ALLEN AVE, GARNER, IA 50438-1511 |
| Document Number | 0000172446 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 17-2446 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 720 ALLEN AVE, GARNER, IA 50438-1511 |
| Name | Verified Name |
|---|---|
| Address | 720 ALLEN AVE, GARNER, IA 50438-1511 |
| Document Number | 0000172447 |
|---|---|
| Date | Dec 27, 2017 |
| Instrument | 17-2447 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Hancock County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hancock County |
| Municipality | Garner City |
| Unified School District | Garner-Hayfield-Ventura Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,016.00 Homeowner's exemption | $154,870 (+5.7%) Land $17,470 Building $137,400 | $154,870 (+5.7%) Land $17,470 Building $137,400 |
| 2024 | $2,016.00 (-4.05%) | ||
| 2023 | $146,520 (+9.13%) Land $10,190 Building $136,330 | $146,520 (+9.13%) Land $10,190 Building $136,330 | |
| 2022 | $2,101.00 Homeowner's exemption | $134,260 Land $10,190 Building $124,070 | |
| 2021 | $134,260 Land $10,190 Building $124,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comm 1 Connects Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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