590 Allen Ave, Garner, IA 50438 Property Records

Hancock County property record for 590 Allen Ave, Garner, IA 50438

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,744 sqft · built 1920
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Aug 2026)
Tax Bill	$2,908 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2101430021`

Property Details

APN / Parcel Number

Primary APN	`2101430021`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,744 sqft Living Area
1st Floor Area	964 sqft
Basement Area	780 sqft
Finished Basement	260 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1944
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,153 sqft (0.279 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	158 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	590 ALLEN AVE
City	GARNER
State	IA
Zip	50438-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG LOT 1 & S 26' LOT 2 BLK 43
Legal Subdivision	GARNER
Legal Block	43
Legal Lot Number	1
Jurisdiction	HANCOCK IA
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2019
Census Tract	270100

Owner

590 Allen Ave is owned and occupied by two individuals who bought it in August 2026.

Source: Hancock County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	590 ALLEN AVE, GARNER, IA 50438-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · Conventional Mortgage RELIANCE STATE BANK
Sep 12, 2018	Deed of Trust, Mortgage RELIANCE STATE BANK
Sep 12, 2018	Deed of Trust, Mortgage RELIANCE STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Apr 15, 2013 · Amount on File
Deed Document Number	20261479
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK IA
Recording Date	Aug 24, 2026
Property Address	590 ALLEN AVE, GARNER, IA 50438-1427
Document Number	0000001479
Instrument Date	Aug 18, 2026
Instrument	20261479
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,319.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	590 ALLEN AVE, GARNER, IA 50438-1427

Mortgage

Document Number	0000001480,
Date	Aug 24, 2026
Instrument	20261480

Lender

Name	RELIANCE STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	590 ALLEN AVE, GARNER, IA 50438-1427
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000181742
Date	Sep 12, 2018
Instrument	0000018-1742

Lender

Name	RELIANCE STATE BANK
Type	Bank

Agreement

Amount	Amount on Record

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK IA
Property Address	590 ALLEN AVE, GARNER, IA 50438-1427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00000181741
Date	Sep 12, 2018
Instrument	0000018-1741

Lender

Name	RELIANCE STATE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 590 Allen Ave was $2,908 with a homeowner's exemption, up 4.2% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Hancock County
Municipality	Garner City
Unified School District	Garner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (+4.23%) Homeowner's exemption	$221,470 Land $27,600 Building $193,870	$221,470 Land $27,600 Building $193,870
2024	$2,790.00
2023		$197,840 (+8.57%) Land $16,100 Building $181,740	$197,840 Land $16,100 Building $181,740
2022	$2,898.00 Homeowner's exemption	$182,230 Land $16,100 Building $166,130
2021			$182,230 Land $16,100 Building $166,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 590 Allen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 590 Allen Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARNER WATER WORKS serves 3,065 people · EPA ID IA4130075
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comm 1 Connects Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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