770 Allen Ave, Garner, IA 50438 Property Records

Hancock County property record for 770 Allen Ave, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,020 sqft · built 1959
Lot Size0.182 acres (7,928 sqft)
OwnerIndividual Name on Record
Last Sale$132,500 (May 2021)
Tax Bill$2,046 (2025)
Deeds & MortgagesJan 2007 Mortgage
Nov 2016 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2101410022

Property Details

APN / Parcel Number

Primary APN2101410022

Interior

Bedrooms2 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,020 sqft Living Area
1st Floor Area1,020 sqft
Basement Area1,020 sqft
Finished Basement510 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,928 sqft (0.182 acres)
Garage TypeAttached
Garage Area527 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address770 ALLEN AVE
CityGARNER
StateIA
Zip50438-1511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG N 60' LOT 2 BLK 41
Legal SubdivisionWEST VIEW ADD
Legal Block41
Legal Lot Number2
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group2
Census Block2023
Census Tract270100

Owner

Source: Hancock County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address770 ALLEN AVE, GARNER, IA 50438-1511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2007Deed of Trust, Mortgage · Conventional Mortgage
LIBERTY BANK FSB
Nov 7, 2016Deed of Trust, Mortgage · Conventional Mortgage
CLEAR LAKE BANK AND TRUST CO
May 12, 2021Warranty Deed, Transfer · Conventional Mortgage
RELIANCE STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 12, 2021 · Amount on Record
Deed SaleMay 12, 2021 · Amount on Record
Deed Document Number20211033
Prior Transfer DateSep 29, 2016
Prior Transfer Doc0000001705
Record UpdatedSep 20, 2026

January 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address770 ALLEN AVE, GARNER, IA 50438-1511
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000070050
DateJan 8, 2007
Instrument07-0050
Lender
NameLIBERTY BANK FSB
TypeBank
AddressWEST DES MOINES, IA 50266
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2037

November 2016: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK IA
Property Address770 ALLEN AVE, GARNER, IA 50438-1511
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000161971
DateNov 7, 2016
Instrument16-1971
Lender
NameCLEAR LAKE BANK AND TRUST CO
TypeBank
AddressCLEAR LAKE, IA 50428
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2031

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK IA
Recording DateMay 12, 2021
Property Address770 ALLEN AVE, GARNER, IA 50438-1511
Document Number0000211033
Instrument DateMay 11, 2021
Instrument21-1033
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$211.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address770 ALLEN AVE, GARNER, IA 50438-1511

Mortgage

Document Number0000211034
DateMay 12, 2021
Instrument21-1034
Lender
NameRELIANCE STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,046.00$154,020 (+11.33%) Land $18,000 Building $136,020$154,020 (+11.33%) Land $18,000 Building $136,020
2024$2,046.00 (-3.72%)
2023$138,350 (+9.02%) Land $10,500 Building $127,850$138,350 (+9.02%) Land $10,500 Building $127,850
2022$2,125.00$126,900 Land $10,500 Building $116,400
2021$126,900 Land $10,500 Building $116,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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