72 Willow St, Guilderland, NY 12084 Property Records

Albany County and Guilderland Town property record for 72 Willow St, Guilderland, NY 12084

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1946
Lot Size0.217 acres (9,490 sqft)
Owner2 Individual Names on Record
Last Sale$125,000 (Jul 2021)
Tax Bill$6,245 (2026)
Deeds & MortgagesJun 2017 Mortgage
Jul 2021 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN013089 40.13-1-43

Property Details

APN / Parcel Number

Primary APN013089 40.13-1-43
Alternative APNs
  • 308904001300010430000000
  • 04001300010430000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area1,248 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area9,490 sqft (0.217 acres)
Lot Dimensions146 ft deep x 65 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space
PorchSlab
Porch Area80 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number04001300010430000000
Street Address72 WILLOW ST
CityGUILDERLAND
StateNY
Zip12084-9771
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal Block1
Legal Lot Number43.000
JurisdictionALBANY NY
Township / Civil DivisionGUILDERLAND
Census Block Group1
Census Block1008
Census Tract14617

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address72 WILLOW ST, COHOES, NY 12047-2525
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2017Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL COMMUNICATIONS FCU
Jul 28, 2021Warranty Deed, Transfer
Jul 30, 2020Deed of Trust, Mortgage
SEFCU
Aug 11, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2021 · Amount on Record
Deed SaleJul 28, 2021 · Amount on Record
Prior SaleJun 29, 2017 · Amount on Record
Deed Document Number202122505
Record UpdatedOct 29, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address72 WILLOW ST, GUILDERLAND, NY 12084-9771
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004413
DateJun 23, 2017
InstrumentR2017-14413
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateJul 28, 2021
Property Address72 WILLOW ST, GUILDERLAND, NY 12084-9771
Document Number0000002505
Instrument DateJul 16, 2021
InstrumentR2021-22505
Transaction TypeTransfer
Record UpdatedMar 17, 2026

Transaction

AmountAmount Recorded
Tax$500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address225 RIVER RD, BUSKIRK, NY 12028-2316

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address72 WILLOW ST, COHOES, NY 12047-2525

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address72 WILLOW ST, GUILDERLAND, NY 12084-9771
Document Number0000017295
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedSep 25, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 CORLEAR ST ALBANY NY 122092106, ALBANY, NY 12209-2106

Mortgage

Document Number0000017295
DateAug 11, 2020
Instrument17295
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALBANY NY
Recording DateAug 11, 2020
Property Address72 WILLOW ST, GUILDERLAND, NY 12084-9771
Document Number0000017294
Instrument DateJul 30, 2020
Instrument17294
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$960.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address19 CORLEAR ST ALBANY NY 122092106, ALBANY, NY 12209-2106

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictGuilderland Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,245.00 (-0.29%)
2025$6,263.00 (+11.96%)$209,000 (-) Land $42,000 Building $167,000$278,667 (+13.33%) Land $56,000 Building $222,667
2023$209,000 (-) Land $42,000 Building $167,000$245,882 (+7.06%) Land $49,412 Building $196,470
2022$209,000 Land $42,000 Building $167,000$229,670 Land $46,154 Building $183,516
2021$5,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGUILDERLAND TOWN WD
serves 30,000 people · EPA ID NY0100205
Water SourceSurface water
Last State InspectionAug 2022
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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