Albany County and Guilderland Town property record for 70 Willow St, Guilderland, NY 12084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1995 |
| Lot Size | 0.61 acres (26,579 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $5,000 (Oct 2016) |
| Tax Bill | $7,317 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Dec 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.13-1-44.2 |
| Primary APN | 013089 40.13-1-44.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,579 sqft (0.61 acres) |
| Lot Dimensions | 265 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04001300010440020000 |
|---|---|
| Street Address | 70 WILLOW ST |
| City | GUILDERLAND |
| State | NY |
| Zip | 12084-9771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LANDS OF COX & SELIG |
| Legal Block | 1 |
| Legal Lot Number | 44.002 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14617 |
70 Willow St is owned and occupied by two individuals who acquired it in April 2021.
Source: Albany County and Guilderland Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 16, 2025 | Warranty Deed, Transfer SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC |
| Apr 22, 2021 | Intrafamily Transfer, Transfer |
| Mar 23, 2017 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2016 · Amount on File |
| Deed Sale | Oct 27, 2016 · Amount on File |
| Prior Sale | Jul 3, 2013 · Amount on File |
| Deed Document Number | 201625203 |
| Last Transfer Date | Apr 19, 2021 |
| Transfer Doc | 0000002411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 70 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 70 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Document Number | 0000002197 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | R2021-22197 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Dec 16, 2025 |
| Property Address | 70 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Document Number | 0000002996 |
| Instrument Date | Dec 5, 2025 |
| Instrument | R2025-22996 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 4172 LUCAN RD, LIVERPOOL, NY 13090-1930 |
| Name | Verified Name |
|---|---|
| Address | 70 WILLOW ST # 1, 1, COHOES, NY 12047-2539 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 22, 2021 |
| Property Address | 70 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Document Number | 0000002411 |
| Instrument Date | Apr 19, 2021 |
| Instrument | R2021-12411 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 70 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 70 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 70 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Document Number | 0000007527 |
| Instrument Date | Mar 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 70 WILLOW ST GUILDERLAND NY 120849771, GUILDERLAND, NY 12084-9771 |
| Document Number | 0000007527 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 7527 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 29, 2047 |
The 2026 property tax bill for 70 Willow St was $7,317, down 0.3% from the year before.
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,317.00 (-0.33%) | ||
| 2025 | $7,341.00 | $247,000 (-) Land $49,000 Building $198,000 | $329,333 (+9.33%) Land $65,333 Building $264,000 |
| 2024 | $247,000 (-) Land $49,000 Building $198,000 | $301,220 (+3.66%) Land $59,756 Building $241,464 | |
| 2023 | $247,000 (-) Land $49,000 Building $198,000 | $290,588 (+7.06%) Land $57,647 Building $232,941 | |
| 2022 | $247,000 Land $49,000 Building $198,000 | $271,429 Land $53,846 Building $217,583 | |
| 2021 | $6,557.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 70 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 70 Willow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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