Albany County and Guilderland Town property record for 68 Willow St, Guilderland, NY 12084
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,620 sqft · built 1940 |
| Lot Size | 0.505 acres (22,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,390 (2026) |
| Deeds & Mortgages | Feb 2019 Mortgage Aug 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 40.13-1-44.1 |
| Primary APN | 013089 40.13-1-44.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| Upper Floors Area | 494 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 22,000 sqft (0.505 acres) |
| Lot Dimensions | 200 ft deep x 110 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 04001300010440010000 |
|---|---|
| Street Address | 68 WILLOW ST |
| City | GUILDERLAND |
| State | NY |
| Zip | 12084-9771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | LANDS OF COX & SELIG |
| Legal Block | 1 |
| Legal Lot Number | 44.001 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 68 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2019 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) FIRST NATIONAL BANK OF SCOTIA |
| Aug 17, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 17, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2015 |
| Transfer Doc | 0000000114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 68 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000003949 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | R2019-03949 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.78% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 5.28% |
| Max Rate At Change | 6.78% |
| Index | LIBOR |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 17, 2018 |
| Property Address | 68 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Document Number | 0000018476 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 18476 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4044 GEORGETOWN SQ SCHENECTADY NY 123035340, SCHENECTADY, NY 12303-5340 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Aug 17, 2018 |
| Property Address | 68 WILLOW ST, GUILDERLAND, NY 12084-9771 |
| Document Number | 0020188476 |
| Book / Page | 002018 / 018476 |
| Instrument Date | Aug 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3306 E OLD STATE RD SCHENECTADY NY 123035256, SCHENECTADY, NY 12303-5256 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Guilderland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,390.00 (+4.8%) | ||
| 2025 | $5,143.00 (+2.27%) Additional exemption filed | $183,000 (-) Land $37,000 Building $146,000 | $244,000 (+13.33%) Land $49,333 Building $194,667 |
| 2023 | $183,000 (-) Land $37,000 Building $146,000 | $215,294 (+7.06%) Land $43,529 Building $171,765 | |
| 2022 | $183,000 Land $37,000 Building $146,000 | $201,099 Land $40,659 Building $160,440 | |
| 2021 | $5,029.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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