72 Torrey Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 72 Torrey Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,108 sqft · built 1987
Lot Size	0.911 acres (39,683 sqft)
Owner	2 Individual Names on Record
Last Sale	$731,245 (Aug 2022)
Tax Bill	$7,897 (2026)
Deeds & Mortgages	Nov 2024 Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-0011-05`

Property Details

APN / Parcel Number

Primary APN	`3-0011-05`
Alternative APNs	`CUMB M:057 B:0045 L:000` `9191-72`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,108 sqft Living Area
Gross Area	4,126 sqft
1st Floor Area	1,068 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,683 sqft (0.911 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3-0011-05
Street Address	72 TORREY RD
City	CUMBERLAND
State	RI
Zip	02864-1220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	45
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	1
Census Block	1007
Census Tract	11402

Owner

Source: Cumberland Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	72 TORREY RD, CUMBERLAND, RI 02864-1220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Aug 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2022 · Amount on Record
Deed Sale	Aug 26, 2022 · Amount on Record
Prior Sale	Jul 11, 2016 · Amount on Record
Deed Book / Page	1939 / 277
Transfer Doc	1647-331
Record Updated	Oct 29, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	72 TORREY RD, CUMBERLAND, RI 02864-1220
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001990-312
Date	Nov 6, 2024
Book Page	1990/312
Instrument	146544

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND RI
Recording Date	Aug 26, 2022
Property Address	72 TORREY RD, CUMBERLAND, RI 02864-1220
Document Number	001939-277
Book / Page	1939 / 277
Instrument Date	Aug 25, 2022
Instrument	134836
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	72 TORREY RD, CUMBERLAND, RI 02864-1220

Mortgage

Document Number	0000134837
Date	Aug 26, 2022
Instrument	134837

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,897.00 (+1.01%)	$788,900 (+23.81%) Land $299,700 Building $489,200	$767,736
2025	$7,818.00 (+5.59%)	$637,200 (-) Land $216,600 Building $420,600
2023	$7,404.00 (+10.77%)	$637,200 (+42.9%) Land $216,600 Building $420,600
2022	$6,684.00	$445,900 Land $156,100 Building $289,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: Cox Communications, Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Torrey Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures