69 Torrey Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 69 Torrey Rd, Cumberland, RI 02864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,045 sqft · built 1998
Lot Size	2.18 acres (94,961 sqft)
Owner	2 Individual Names on File
Last Sale	$549,900 (Jul 2015)
Tax Bill	$8,350 (2026)
Deeds & Mortgages	Jan 2021 Refinance Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9153-97`

Property Details

APN / Parcel Number

Primary APN	`9153-97`
Alternative APN	`CUMB M:057 B:0066 L:000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,045 sqft Living Area
Gross Area	6,042 sqft
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Unfinished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,961 sqft (2.18 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	9153-97
Street Address	69 TORREY RD
City	CUMBERLAND
State	RI
Zip	02864-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	30
Legal Block	66
Jurisdiction	CUMBERLAND RI
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2000
Census Tract	11402

Owner

69 Torrey Rd is owned and occupied by two individuals who bought it in July 2015.

Source: Cumberland Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	69 TORREY RD, CUMBERLAND, RI 02864-1221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2015 · Amount on File
Deed Sale	Jul 17, 2015 · Amount on File
Prior Sale	May 13, 2009 · Amount on File
Deed Book / Page	1684 / 584
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	69 TORREY RD, CUMBERLAND, RI 02864-1221
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1873-300
Date	Jan 25, 2021
Book Page	1873/300
Instrument	121003

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND RI
Property Address	69 TORREY RD, CUMBERLAND, RI 02864-1221
Document Number	1818-594
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 TORREY RD CUMBERLAND RI 028641221, CUMBERLAND, RI 02864-1221

Mortgage

Document Number	1818-594
Date	Oct 30, 2019
Book Page	001818/000594

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 69 Torrey Rd was $8,350, down 3.4% from the year before.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,350.00 (-3.39%)	$834,200 (+18.43%) Land $309,400 Building $524,800	$852,866
2025	$8,643.00	$704,400 Land $225,100 Building $479,300
2023	$8,185.00 (+5.15%)	$704,400 (+35.64%) Land $225,100 Building $479,300
2022	$7,784.00	$519,300 Land $162,100 Building $357,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 69 Torrey Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2018–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 69 Torrey Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: Cox Communications, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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