56 Torrey Rd, Cumberland, RI 02864 Property Records

Cumberland Town property record for 56 Torrey Rd, Cumberland, RI 02864 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1986
Square Footage2,228 sqft Living Area
Lot Size109,336 sqft (2.51 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2018)
Tax Bill$6,880.00 (2025)

Property Details

APN / Parcel Number

Primary APN9943-55
Alternative APN
  • CUMB M:057 B:0072 L:000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,228 sqft Living Area
Gross Area4,071 sqft Gross Area
1st Floor952 sqft 1st Floor
Basement Area952 sqft Basement
Unfinished Basement952 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleContemporary Style
Exterior MaterialWood Siding Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area109,336 sqft (2.51 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account Number9943-55
Street Address56 TORREY RD
CityCUMBERLAND
StateRI
Zip02864-1220
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block72
JurisdictionCUMBERLAND RI
Minor Civil DivisionCUMBERLAND
Census Blockgroup1
Census Block1007
Census Tract11402

Owner

Source: Cumberland Town records · APN 9943-55

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address56 TORREY RD, CUMBERLAND, RI 02864-1220
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

DateDocument
May 19, 2026Quit Claim Deed, Transfer
Quitclaim Document
Jan 31, 2020Deed of Trust, Mortgage · Stand Alone Refinance
CITIZENS BANK
Nov 16, 2018Warranty Deed, Transfer
CITIZENS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Deed Book / Page1788 / 609
Last Transfer DateMay 18, 2026
Transfer Doc002030-428
Record RefreshedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCUMBERLAND RI
Recording DateMay 19, 2026
Property Address56 TORREY RD, CUMBERLAND, RI 02864-1220
Document Number002030-428
Book / Page2030 / 428
Instrument DateMay 18, 2026
Instrument2026155032
Transaction TypeTransfer
Record UpdatedJul 12, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address56 TORREY RD, CUMBERLAND, RI 02864-1220

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND RI
Property Address56 TORREY RD, CUMBERLAND, RI 02864-1220
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1828-736
DateJan 31, 2020
Book Page1828/736
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND RI
Recording DateNov 16, 2018
Property Address56 TORREY RD, CUMBERLAND, RI 02864-1220
Document Number1788-609
Book / Page1788 / 609
Transaction TypeTransfer
Record UpdatedJun 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$57.52
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety

Mortgage

Document Number17880611
DateNov 16, 2018
Instrument01788/0611
Lender
NameCITIZENS BANK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueNov 16, 2048

Tax Assessment & Valuation

Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,880.00 (+5.6%)$560,700 (-) Land $226,600 Building $334,100
2023$6,515.00 (+0.49%)$560,700 (+29.64%) Land $226,600 Building $334,100
2022$6,483.00$432,500 Land $163,200 Building $269,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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