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72 Temple St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 72 Temple St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,829 sqft · built 1935
Lot Size0.211 acres (9,189 sqft)
OwnerIndividual Name on File
Last Sale$205,000 (Feb 2002)
Tax Bill$4,710 (2025)
Deeds & MortgagesNov 2025 Mortgage
Aug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNM:S-22 B:0008 L:0019

Property Details

APN / Parcel Number

Primary APNM:S-22 B:0008 L:0019
Alternative APN
  • GARD M:R22 B:14 L:19

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,829 sqft Living Area
Gross Area4,036 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,189 sqft (0.211 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address72 TEMPLE ST
CityGARDNER
StateMA
Zip01440-2353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block14
Legal Lot Number19
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group3
Census Block3006
Census Tract707500

Owner

Source: Worcester County and Gardner City records · APN M:S-22 B:0008 L:0019

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address72 TEMPLE ST, GARDNER, MA 01440-2353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 05, 2025Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 02, 2021Quit Claim Deed, Transfer · Line of Credit
ATHOL SAVINGS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 05, 2002 · Amount on Record
Deed SaleFeb 05, 2002 · Amount on Record
Deed Book / Page25907 / 3
Last Transfer DateJul 28, 2021
Transfer Doc065750-370
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARDNER MA
Property Address72 TEMPLE ST, GARDNER, MA 01440-2353
Transaction TypeMortgage
Record UpdatedNov 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number072786-140
DateNov 05, 2025
Book Page72786/140
Instrument96554
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

August 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateAug 02, 2021
Property Address72 TEMPLE ST, GARDNER, MA 01440-2353
Document Number65750-370
Book / Page65750 / 370
Instrument DateJul 28, 2021
Instrument108022
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 TEMPLE ST, GARDNER, MA 01440-2353

Mortgage

Document Number65750-373
DateAug 02, 2021
Book Page65750/373
Instrument108023
Lender
NameATHOL SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 01, 2041
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,710.00 (-2.12%)$328,000 (+2.18%) Land $74,800 Building $253,200$451,725
2024$4,812.00 (+7.46%)$321,000 (+15.63%) Land $68,100 Building $252,900
2023$4,478.00$277,600 Land $67,100 Building $210,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277075003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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