Worcester County and Gardner City property record for 55 Temple St, Gardner, MA 01440
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,571 sqft · built 1930 |
| Lot Size | 0.206 acres (8,958 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $127,500 (Jul 1999) |
| Tax Bill | $47 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | M:S-22 B:0064 L:0014 |
| Primary APN | M:S-22 B:0064 L:0014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,571 sqft Living Area |
| Gross Area | 3,088 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,958 sqft (0.206 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 55 TEMPLE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LAWRENCE ESTATE |
| Legal Block | 13 |
| Legal Lot Number | 47 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 TEMPLE ST, GARDNER, MA 01440-2303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 1999 · Amount on Record |
| Deed Sale | Jul 30, 1999 · Amount on Record |
| Deed Book / Page | 21679 / 342 |
| Record Updated | Jun 8, 2026 |
Source: Worcester County and Gardner City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47.00 (-99.01%) | $332,100 (+5%) Land $74,700 Building $257,400 | $371,070 |
| 2024 | $4,741.00 (+2.73%) | $316,300 (+10.56%) Land $67,900 Building $248,400 | |
| 2023 | $4,615.00 | $286,100 Land $66,900 Building $219,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARDNER WATER DEPARTMENT serves 21,381 people · EPA ID MA2103000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Gateway Fiber, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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