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82 Temple St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 82 Temple St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,620 sqft · built 1935
Lot Size0.207 acres (9,000 sqft)
OwnerIndividual Name on File
Last Sale$285,000 (Nov 2021)
Tax Bill$41 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNM:S-22 B:0010 L:0021

Property Details

APN / Parcel Number

Primary APNM:S-22 B:0010 L:0021
Alternative APN
  • GARD M:R22 B:14 L:21

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,620 sqft Living Area
Gross Area2,768 sqft

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleConventional
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,000 sqft (0.207 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address82 TEMPLE ST
CityGARDNER
StateMA
Zip01440-2353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block14
Legal Lot Number21
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group3
Census Block3006
Census Tract707500

Owner

Source: Worcester County and Gardner City records · APN M:S-22 B:0010 L:0021

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address82 TEMPLE ST, GARDNER, MA 01440-2353
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 29, 2021 · Amount on Record
Deed SaleNov 29, 2021 · Amount on Record
Deed Document Number2021166274
Deed Book / Page66627 / 122
Record UpdatedJun 08, 2026

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateNov 29, 2021
Property Address82 TEMPLE ST, GARDNER, MA 01440-2353
Document Number066627-122
Book / Page66627 / 122
Instrument DateNov 29, 2021
Instrument166274
Transaction TypeTransfer
Record UpdatedDec 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 TEMPLE ST, GARDNER, MA 01440-2353

Mortgage

Document Number0000166275
DateNov 29, 2021
Instrument166275
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$41.00 (-98.99%)$286,200 (+5.57%) Land $74,700 Building $211,500$370,785
2024$4,064.00 (+2.29%)$271,100 (+10.07%) Land $67,900 Building $203,200
2023$3,973.00$246,300 Land $67,000 Building $179,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277075003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon, T-Mobile USA, Gateway Fiber Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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