72 Stephensburg Loop, Cecilia, KY 42724 Property Records

Hardin County property record for 72 Stephensburg Loop, Cecilia, KY 42724

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,618 sqft · built 1928
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on Record
Last Sale$85,500 (Mar 2003)
Tax Bill$1,178 (2025)
Deeds & MortgagesMar 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN105-00-00-028

Property Details

APN / Parcel Number

Primary APN105-00-00-028

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,618 sqft Living Area

Exterior

Year BuiltBuilt 1928
Architectural StyleRanch
Exterior MaterialBrick
Lot Area65,340 sqft (1.5 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address72 STEPHENSBURG LOOP
CityCECILIA
StateKY
Zip42724-9556
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
JurisdictionHARDIN KY
Township / Civil DivisionCECILIA
Census Block Group3
Census Block3019
Census Tract1701

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address72 STEPHENSBURG LOOP, CECILIA, KY 42724-9556
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2003 · Amount on Record
Deed SaleMar 6, 2003 · Amount on Record
Deed Document Number0001066613
Record UpdatedJun 8, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDIN KY
Property Address72 STEPHENSBURG LOOP, CECILIA, KY 42724-9556
Transaction TypeMortgage
Record UpdatedMar 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address72 STEPHENSBURG LOOP, CECILIA, KY 42724-9556

Mortgage

Document Number0002605/87
DateMar 11, 2026
Book Page2605/87
Lender
NameNEWREZ LLC
TypeMortgage Company
AddressCHESTER, PA 19013
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2046

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHardin County
Unified School DistrictHardin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,178.00 (+24.39%)$118,200 (+26.15%) Land $22,000 Building $96,200$118,200 (+26.15%) Land $22,000 Building $96,200
2023$93,700 Land $13,500 Building $80,200$93,700 Land $13,500 Building $80,200
2021$947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARDIN COUNTY WATER DISTRICT #2
serves 76,326 people · EPA ID KY0470175
Water SourceSurface water
Last State InspectionSep 2025
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
25 / 3

May also be available: Verizon, Windstream.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Stephensburg Loop

Nearby Streets

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