100 Stephensburg Loop, Cecilia, KY 42724 Property Records

Hardin County property record for 100 Stephensburg Loop, Cecilia, KY 42724

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,913 sqft · built 1875
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on Record
Tax Bill	$1,465 (2025)
Deeds & Mortgages	Dec 2017 Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`105-00-00-029`

Property Details

APN / Parcel Number

Primary APN	`105-00-00-029`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,913 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	65,340 sqft (1.5 acres)
Pool Area	800 sqft
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	100 STEPHENSBURG LOOP
City	CECILIA
State	KY
Zip	42724-9556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS)
Jurisdiction	HARDIN KY
Township / Civil Division	CECILIA
Census Block Group	3
Census Block	3019
Census Tract	1701

Owner

Source: Hardin County records, as of January 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 STEPHENSBURG LOOP, CECILIA, KY 42724-9556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage WEST POINT BANK
May 10, 2018	Deed of Trust, Mortgage · Line of Credit WEST POINT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2001
Deed Sale	Aug 28, 2001
Deed Document Number	0001007667
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	100 STEPHENSBURG LOOP, CECILIA, KY 42724-9556
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2218/461
Date	Dec 7, 2017
Book Page	2218/461

Lender

Name	WEST POINT BANK
Type	Bank
Address	RADCLIFF, KY 40159

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	78 Months
Due	Jun 4, 2024

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	100 STEPHENSBURG LOOP, CECILIA, KY 42724-9556
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002232/0000001553
Date	May 10, 2018
Book Page	0000002232/0000001553
Instrument	180-00005429

Lender

Name	WEST POINT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	116 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,465.00 (+82.21%)	$149,800 (+26.09%) Land $22,000 Building $127,800	$149,800 (+26.09%) Land $22,000 Building $127,800
2023		$118,800 Land $13,500 Building $105,300	$118,800 Land $13,500 Building $105,300
2021	$804.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	25 / 3

May also be available: Verizon, Windstream.

Cell Coverage

4G LTE only, no 5G reported

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