Hardin County property record for 115 Stephensburg Loop, Cecilia, KY 42724
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 2,193 sqft · built 1850 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $54,390 (Sep 2024) |
| Tax Bill | $629 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 105-00-00-016 |
| Primary APN | 105-00-00-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,193 sqft Living Area |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1850 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 130,680 sqft (3 acres) |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 115 STEPHENSBURG LOOP |
|---|---|
| City | CECILIA |
| State | KY |
| Zip | 42724-9556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:HARDIN CO (NOT CITY LIMITS) |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | CECILIA |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 1701 |
Source: Hardin County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 72 STEPHENSBURG LOOP, CECILIA, KY 42724-9556 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 9, 2024 · Amount on Record |
| Deed Sale | Sep 9, 2024 · Amount on Record |
| Deed Document Number | 0001573734 |
| Deed Book / Page | 1573 / 734 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 115 STEPHENSBURG LOOP, CECILIA, KY 42724-9556 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 72 STEPHENSBURG LOOP, CECILIA, KY 42724-9556 |
| Document Number | 002584/924 |
|---|---|
| Date | Oct 15, 2025 |
| Book Page | 2584/924 |
| Name | WEST POINT BANK |
|---|---|
| Type | Bank |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 9, 2040 |
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $629.00 (+34.4%) | $62,100 (-15.4%) Land $22,000 Building $40,100 | $62,100 (-15.4%) Land $22,000 Building $40,100 |
| 2023 | $73,400 Land $14,500 Building $58,900 | $73,400 Land $14,500 Building $58,900 | |
| 2021 | $468.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Verizon, Windstream.
4G LTE only, no 5G reported
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