72 Stephens Rd, Tappan, NY 10983 Property Records

Rockland County and Orangetown Town property record for 72 Stephens Rd, Tappan, NY 10983

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,040 sqft · built 1972
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Last Sale$420,000 (Feb 2016)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN392489 77.10-3-71

Property Details

APN / Parcel Number

Primary APN392489 77.10-3-71
Alternative APNs
  • 248907701000030710000000
  • 0025445

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,040 sqft Living Area
1st Floor Area1,560 sqft
Upper Floors Area480 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1972
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area23,958 sqft (0.55 acres)
Garage TypeBasement
PorchCovered Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0025445
Old Parcel Number248907701000030710000000
Street Address72 STEPHENS RD
CityTAPPAN
StateNY
Zip10983-2309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description60/47/437/10.1
Legal SubdivisionCAPETANAKIS
Legal Block3
Legal Lot Number71.000
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group2
Census Block2012
Census Tract13401

Owner

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address72 STEPHENS RD, TAPPAN, NY 10983-2309
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2016 · Amount on Record
Deed SaleFeb 26, 2016 · Amount on Record
Deed Document Number0020165531
Deed Book / Page2016 / 5531
Record UpdatedJun 7, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKLAND NY
Property Address72 STEPHENS RD, TAPPAN, NY 10983-2309
Transaction TypeMortgage
Record UpdatedJul 20, 2022
Title CompanySECURITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024154
DateJun 30, 2022
Instrument2022-00024154
Lender
NameAFFINITY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictSouth Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$195,000 Land $69,100 Building $125,900$547,292 Land $193,938 Building $353,354

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims17 (1978–1984)
Most Recent ClaimMay 1984 · rainfall accumulation
Claims by Event
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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