54 Stephens Rd, Tappan, NY 10983 Property Records

Rockland County and Orangetown Town property record for 54 Stephens Rd, Tappan, NY 10983

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,937 sqft · built 1927
Lot Size0.569 acres (24,829 sqft)
OwnerIndividual Name on Record
Last Sale$590,000 (Jul 2013)
Deeds & MortgagesFeb 2018 Loan Modification
May 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN392489 77.10-3-74

Property Details

APN / Parcel Number

Primary APN392489 77.10-3-74
Alternative APNs
  • 248907701000030740000000
  • 0025443

Interior

Bedrooms5 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,937 sqft Living Area
1st Floor Area1,571 sqft
2nd Floor Area1,366 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Architectural StyleTraditional
Exterior MaterialWood
Lot Area24,829 sqft (0.569 acres)
Garage TypeDetached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area470 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0025443
Old Parcel Number248907701000030740000000
Street Address54 STEPHENS RD
CityTAPPAN
StateNY
Zip10983-2309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description60/47/437/8
Legal SubdivisionDR J J STEPHENS TAPPAN STATION
Legal Block3
Legal Lot Number74.000
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group2
Census Block2012
Census Tract13401

Owner

Source: Rockland County and Orangetown Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address54 STEPHENS RD, TAPPAN, NY 10983-2309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2018Loan Modification, Mortgage · Conventional Mortgage
FEDERAL SVGS BK
May 3, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 5, 2013 · Amount on Record
Deed SaleJul 5, 2013 · Amount on Record
Prior SaleJul 5, 2013 · Amount on Record
Deed Document Number0000024633
Last Transfer DateMay 3, 2018
Transfer Doc0000013120
Record UpdatedJun 8, 2026

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address54 STEPHENS RD, TAPPAN, NY 10983-2309
Document Number0000013123
Instrument DateFeb 12, 2018
Transaction TypeMortgage
Record UpdatedMay 23, 2018
Title CompanyPARADIGM TITLE GROUP LLC, PARADIGM TITLE GRP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 STEPHENS RD TAPPAN NY 109832309, TAPPAN, NY 10983-2309

Mortgage

Document Number0000013123
DateMay 3, 2018
Instrument13123
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 2, 2033

May 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKLAND NY
Recording DateMay 3, 2018
Property Address54 STEPHENS RD, TAPPAN, NY 10983-2309
Document Number0000013120
Map ReferencePG 471 MAP 4510
Instrument DateFeb 12, 2018
Instrument2018-00013120
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyPARADIGM TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address54 STEPHENS RD, 54, TAPPAN, NY 10983-2309

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 STEPHENS RD, TAPPAN, NY 10983-2309

Mortgage

Document Number0000013121
DateMay 3, 2018
Instrument2018-00013121
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 1, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictSouth Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$222,500 (-) Land $82,900 Building $139,600$651,729 (+4.36%) Land $242,824 Building $408,905
2023$222,500 Land $82,900 Building $139,600$624,474 Land $232,669 Building $391,805

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims17 (1978–1984)
Most Recent ClaimMay 1984 · rainfall accumulation
Claims by Event
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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