82 Stephens Rd, Tappan, NY 10983 Property Records

Rockland County and Orangetown Town property record for 82 Stephens Rd, Tappan, NY 10983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,392 sqft · built 1956
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Tax Bill$10,435 (2024)
Deeds & MortgagesMar 2024 Transfer
May 2019 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN392489 77.10-3-68

Property Details

APN / Parcel Number

Primary APN392489 77.10-3-68
Alternative APNs
  • 392489-077-010-0003-068-000-000
  • 248907701000030680000000
  • 0025448

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,392 sqft Living Area
1st Floor Area1,272 sqft
Basement Area120 sqft
Finished Basement120 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleSplit Level
Exterior MaterialComposition/Composite
Lot Area10,019 sqft (0.23 acres)
Garage TypeBasement
Patio Area432 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0025448
Street Address82 STEPHENS RD
CityTAPPAN
StateNY
Zip10983-2309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal Description60/47/437/12
Legal Block3
Legal Lot Number68.0
JurisdictionROCKLAND NY
Township / Civil DivisionORANGETOWN
Census Block Group2
Census Block2012
Census Tract13401

Owner

Source: Rockland County and Orangetown Town records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address82 STEPHENS RD, TAPPAN, NY 10983-2309
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 6, 2024Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE
May 18, 2019Loan Modification, Mortgage · Line of Credit
BANK OF AMERICA
Oct 24, 2017Loan Modification, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 5, 2024
Transfer Doc0000006107
Record UpdatedOct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionROCKLAND NY
Recording DateMar 6, 2024
Property Address82 STEPHENS RD, TAPPAN, NY 10983-2309
Document Number0000006107
Instrument DateMar 5, 2024
Instrument2024-00006107
Transaction TypeTransfer
Record UpdatedMar 27, 2024
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address82 STEPHENS RD, TAPPAN, NY 10983-2309

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 STEPHENS RD, TAPPAN, NY 10983-2309

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address82 STEPHENS RD, TAPPAN, NY 10983-2309
Document Number0000014067
Instrument DateMay 18, 2019
Transaction TypeMortgage
Record UpdatedJun 14, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 STEPHENS RD TAPPAN NY 109832309, TAPPAN, NY 10983-2309

Mortgage

Document Number0000014067
DateMay 21, 2019
Instrument14067
Lender
NameBANK OF AMERICA
TypeBank
AddressDENVER, CO 80249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term456 Months
DueMay 20, 2057
Interest
Rate TypeAdjustable Rate

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address82 STEPHENS RD, TAPPAN, NY 10983-2309
Document Number0000035538
Instrument DateOct 24, 2017
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyURBAN SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address82 STEPHENS RD TAPPAN NY 109832309, TAPPAN, NY 10983-2309

Mortgage

Document Number0000035538
DateNov 6, 2017
Instrument35538
Lender
NameBANK OF AMERICA
TypeBank
AddressBROOMFIELD, CO 80021
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 5, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rockland County and Orangetown Town assessment roll, as of May 16, 2025

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionOrangetown Town
Unified School DistrictSouth Orangetown Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$10,435.00$149,600 (-) Land $46,500 Building $103,100$438,196 (+4.36%)
2023$149,600 Land $46,500 Building $103,100$419,871 Land $130,508 Building $289,363

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims17 (1978–1984)
Most Recent ClaimMay 1984 · rainfall accumulation
Claims by Event
  • Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300

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