Flagler County property record for 69 Pine Circle Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,076 sqft · built 2007 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $206,300 (Apr 2007) |
| Tax Bill | $271 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7026-00290-0070 |
| Primary APN | 07-11-31-7026-00290-0070 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 2,856 sqft |
| 1st Floor Area | 2,076 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 450 sqft |
| Pool Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 69 PINE CIRCLE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-7030 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 26 BLOCK 00029 LOT 0007 SUBDIVISION OR 215 PG 512 PG 1173 PG 720 OR 1262 PG 1218 OR 1558 PG 1515 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 29 |
| Legal Lot Number | 7 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 60213 |
Source: Flagler County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 69 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| May 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY VIEW HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 5, 2007 · Amount on Record |
| Deed Sale | Apr 5, 2007 · Amount on Record |
| Prior Sale | Jun 9, 2005 · Amount on Record |
| Deed Document Number | 200716550 |
| Deed Book / Page | 1558 / 1515 |
| Prior Transfer Date | Nov 9, 2004 |
| Prior Transfer Doc | 0011730720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 6, 2026 |
| Property Address | 69 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0000022683 |
| Book / Page | 3060 / 636 |
| Instrument Date | May 22, 2026 |
| Instrument | 202622683 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 69 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0000022683, |
|---|---|
| Date | Jun 6, 2026 |
| Book Page | 3060/636 |
| Instrument | 202622683 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 1, 2066 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 69 PINE CIRCLE DR, PALM COAST, FL 32164-7030 |
| Document Number | 0024471532 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 69 PINE CIRCLE DR PALM COAST FL 321647030, PALM COAST, FL 32164-7030 |
| Document Number | 0024471532 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 002447/001532 |
| Instrument | 21038 |
| Name | VALLEY VIEW HM LOANS |
|---|---|
| Address | GARDEN GROVE, CA 92841 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2050 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $271.00 (+3.04%) Homeowner's exemption Veteran's exemption | $197,272 (+5.99%) | $312,885 (-0.25%) Land $53,000 Building $259,885 |
| 2024 | $263.00 (+2.73%) | ||
| 2023 | $256.00 (+1.19%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $186,128 (+3%) | $313,670 (+3.51%) Land $42,000 Building $271,670 |
| 2022 | $253.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $180,707 | $303,039 Land $44,000 Building $259,039 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 75 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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