Lapeer County property record for 72 Harsen Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,104 sqft · built 1932 |
| Lot Size | 1.75 acres (76,230 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,660 (Nov 2016) |
| Tax Bill | $1,194 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-410-020-00 |
| Primary APN | 008-410-020-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,104 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Basement Area | 528 sqft |
| Flooring | Carpet |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 76,230 sqft (1.75 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 72 HARSEN RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-2757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 10 02 000 000 00 T7N R9E SUPERVISORS PLAT OF LAKEVIEW AS RECORDED IN L1 P50 OF LAPEER COUNTY PLATS LOT 20. |
| Legal Subdivision | SUPRVRS OF LAKEVIEW |
| Legal Lot Number | 20 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | ELBA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 336000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 72 HARSEN RD, LAPEER, MI 48446-2757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU |
| Feb 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CASON HOME LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2016 · Amount on Record |
| Deed Sale | Nov 9, 2016 · Amount on Record |
| Prior Sale | Jun 17, 2016 · Amount on Record |
| Deed Book / Page | 2860 / 636 |
| Prior Transfer Date | Jun 16, 2016 |
| Prior Transfer Doc | 0028320803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 72 HARSEN RD, LAPEER, MI 48446-2757 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0033320739 |
|---|---|
| Date | Jan 3, 2023 |
| Book Page | 3332/739 |
| Name | SECURITY CU |
|---|---|
| Type | Credit Union |
| Address | HOLLY, MI 48442 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 20, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 72 HARSEN RD, LAPEER, MI 48446-2757 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 72 HARSEN RD, LAPEER, MI 48446-2757 |
| Document Number | 0031770806 |
|---|---|
| Date | Feb 24, 2021 |
| Book Page | 3177/806 |
| Name | CASON HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Address | NORTH PALM BEACH, FL 33408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Elba Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,500 (+5.37%) | $157,000 (+5.37%) | |
| 2025 | $1,194.00 (+16.26%) Homeowner's exemption | $74,500 (+11.03%) | $149,000 (+11.03%) |
| 2023 | $67,100 | $134,200 | |
| 2022 | $1,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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