50 Harsen Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 50 Harsen Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,248 sqft · built 1968
Lot Size	2.32 acres (101,059 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Sep 2026)
Tax Bill	$2,839 (2025)
Deeds & Mortgages	Sep 2026 Transfer Sep 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`008-410-019-00`

Property Details

APN / Parcel Number

Primary APN	`008-410-019-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Lot Area	101,059 sqft (2.32 acres)
Garage Area	1,512 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	50 HARSEN RD
City	LAPEER
State	MI
Zip	48446-2757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10 01 900 000 00 T7N R9E SUPERVISORS PLAT OF LAKEVIEW AS RECORDED IN L1 P50 OF LAPEER COUNTY PLATS LOT 19.
Legal Subdivision	SUPRVRS OF LAKEVIEW
Legal Lot Number	19
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1012
Census Tract	336000

Owner

50 Harsen Rd is owned and occupied by two individuals who bought it in September 2026.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50 HARSEN RD, LAPEER, MI 48446-2757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 3, 2026	Warranty Deed, Transfer LIME CITY TITLE, LIME TITLE
Aug 28, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE MORTGAGE
Apr 25, 2022	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
May 29, 2018	Deed of Trust, Mortgage · Line of Credit LAKESTONE BK&TR
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2026 · Amount on File
Deed Sale	Sep 3, 2026 · Amount on File
Prior Sale	Apr 25, 2022 · Amount on File
Deed Book / Page	3542 / 130
Prior Transfer Date	Aug 27, 2026
Prior Transfer Doc	3542000237
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 4, 2026
Property Address	50 HARSEN RD, LAPEER, MI 48446-2757
Document Number	3542000237
Book / Page	3542 / 237
Instrument Date	Aug 27, 2026
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 HARSEN RD, LAPEER, MI 48446-2757

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Sep 3, 2026
Property Address	50 HARSEN RD, LAPEER, MI 48446-2757
Document Number	3542000130
Book / Page	3542 / 130
Instrument Date	Aug 27, 2026
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	LIME CITY TITLE, LIME TITLE

Transaction

Amount	Amount on Record
Tax	$257,550.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Aug 28, 2026
Property Address	50 HARSEN RD, LAPEER, MI 48446-2757
Document Number	3540000878
Book / Page	3540 / 878
Instrument Date	Aug 27, 2026
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3540000878,
Date	Aug 28, 2026
Book Page	3540/878

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 25, 2022
Property Address	50 HARSEN RD, LAPEER, MI 48446-2757
Document Number	0032890765
Book / Page	3289 / 765
Map Reference	LB 1 PG 50
Instrument Date	Apr 15, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	NOT AVAILABLE, AREA TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	50 HARSEN RD, 50, LAPEER, MI 48446-2757

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4468 LAKE PLEASANT RD, NORTH BRANCH, MI 48461-8566

Mortgage

Document Number	0003289767
Date	Apr 25, 2022
Instrument	3289/767

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	50 HARSEN RD, LAPEER, MI 48446-2757
Document Number	0029640382
Instrument Date	May 29, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 HARSEN RD LAPEER MI 484462757, LAPEER, MI 48446-2757

Mortgage

Document Number	0029640382
Date	Jun 5, 2018
Book Page	002964/000382

Lender

Name	LAKESTONE BK&TR
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 4, 2028

Interest

Rate Type	Adjustable Rate
Rate	5.25%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	50 HARSEN RD, LAPEER, MI 48446-2757
Document Number	0028740083
Book / Page	002874 / 000083
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	50 HARSEN RD LAPEER MI 484462757, LAPEER, MI 48446-2757

Mortgage

Document Number	0028740083
Date	Jan 25, 2017
Book Page	002874/000083

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 50 Harsen Rd was $2,839 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,800 (+0.84%)	$263,600 (+0.84%)
2025	$2,839.00 Homeowner's exemption	$130,700	$261,400
2023		$123,700	$247,400
2022	$1,371.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 50 Harsen Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50 Harsen Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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