128 Harsen Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 128 Harsen Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,606 sqft · built 1966
Lot Size0.86 acres (37,462 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Apr 2022)
Tax Bill$2,085 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN008-410-021-50

Property Details

APN / Parcel Number

Primary APN008-410-021-50

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,606 sqft Living Area
1st Floor Area1,040 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area37,462 sqft (0.86 acres)
Garage Area884 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address128 HARSEN RD
CityLAPEER
StateMI
Zip48446-2752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionT7N R9E SUPERVISORS PLAT OF LAKEVIEW AS RECORDED IN L1 P50 OF LAPEER COUNTY PLATS THE N 150 FT OF E 190 FT OF LOT 21& THE N
Legal SubdivisionSUPRVRS OF LAKEVIEW
Legal Lot Number21,86
JurisdictionLAPEER MI
Township / Civil DivisionELBA
Census Block Group1
Census Block1012
Census Tract336000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address128 HARSEN RD, LAPEER, MI 48446-2752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Warranty Deed, Transfer · Conventional Mortgage
MICHIGAN SCHOOLS & GOVERNMENT CU
Sep 16, 2020Warranty Deed, Transfer
MASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2022 · Amount on Record
Deed SaleApr 28, 2022 · Amount on Record
Deed Book / Page3290 / 482
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateApr 28, 2022
Property Address128 HARSEN RD, LAPEER, MI 48446-2752
Document Number0032900482
Book / Page3290 / 482
Instrument DateApr 27, 2022
Transaction TypeTransfer
Record UpdatedJun 2, 2022
Title CompanyBELL TITLE OF LAPEER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address128 HORTON ST, 128, LAPEER, MI 48446

Transferred To (Grantee/Buyer)

NameVerified Name
Address21761 REIN AVE, EAST DETROIT, MI 48021-2416

Mortgage

Document Number0032900804
DateApr 29, 2022
Book Page3290/804
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAPEER MI
Recording DateSep 16, 2020
Property Address128 HARSEN RD, LAPEER, MI 48446-2752
Document Number0031290755
Book / Page003129 / 000755
Instrument DateAug 7, 2020
Transaction TypeTransfer
Record UpdatedOct 23, 2020
Title CompanyMASON BURGESS TITLE AGENCY, MASON BURGESS TITLE AGCY

Transaction

AmountAmount Recorded
Tax$374.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address128 HARSEN RD LAPEER MI 484462752, LAPEER, MI 48446-2752

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionElba Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$101,900 (+5.27%)$203,800 (+5.27%)
2025$2,085.00 (+90.24%) Homeowner's exemption$96,800 (-0.21%)$193,600 (-0.21%)
2023$97,000$194,000
2022$1,096.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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