Polk County property record for 72 Enclave Dr, Winter Haven, FL 33884
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1998 |
| Lot Size | 0.051 acres (2,217 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,000 (Feb 2026) |
| Tax Bill | $1,132 (2025) |
| Deeds & Mortgages | Feb 2026 Sale & Mortgage Apr 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-31-850502-000720 |
| Primary APN | 27-28-31-850502-000720 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 1,973 sqft |
| 1st Floor Area | 1,532 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,217 sqft (0.051 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|
| Street Address | 72 ENCLAVE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1326 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CYPRESSWOOD ENCLAVE PHASE TWO PB 105 PG 1 LOT 72 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | CYPRESSWOOD ENCLAVE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 850502 |
| Legal Block | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 14123 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 72 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 11, 2026 | Warranty Deed, Transfer · VA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Apr 19, 2017 | Deed of Trust, Mortgage · Line of Credit CENTER ST BK/FL NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on Record |
| Deed Sale | Feb 11, 2026 · Amount on Record |
| Prior Sale | Aug 11, 2016 · Amount on Record |
| Deed Document Number | 202634381 |
| Deed Book / Page | 13878 / 1251 |
| Prior Transfer Date | Jun 24, 2025 |
| Prior Transfer Doc | 0000150083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 11, 2026 |
| Property Address | 72 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0000034381 |
| Book / Page | 13878 / 1251 |
| Map Reference | MB 105 PG 1 |
| Instrument Date | Feb 9, 2026 |
| Instrument | 2026034381 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,883.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 740 CANBERRA RD, WINTER HAVEN, FL 33884-1208 |
| Name | Verified Name |
|---|---|
| Address | 72 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0138781253 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 13878/1253 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 72 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0101350390 |
| Book / Page | 010135 / 000390 |
| Instrument Date | Apr 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 72 ENCLAVE DR WINTER HAVEN FL 338841326, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0101350390 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 010135/000390 |
| Instrument | 83809 |
| Name | CENTER ST BK/FL NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,132.00 (-26.25%) | $127,810 (+5.99%) | $185,500 (-3.13%) Land $100 Building $185,400 |
| 2023 | $1,535.00 (+4.21%) Homeowner's exemption | $120,590 (+3%) | $191,500 (+15.02%) Land $100 Building $191,400 |
| 2022 | $1,473.00 Homeowner's exemption | $117,078 | $166,500 Land $100 Building $166,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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