Polk County property record for 69 Enclave Dr, Winter Haven, FL 33884
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2 ba · 1,532 sqft · built 1998 |
| Lot Size | 0.051 acres (2,217 sqft) |
| Owner | Company Name on Record |
| Last Sale | $299,000 (Oct 2025) |
| Tax Bill | $1,624 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2025 Sale & Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-31-850502-000690 |
| Primary APN | 27-28-31-850502-000690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,532 sqft Living Area |
| Gross Area | 1,973 sqft |
| 1st Floor Area | 1,532 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,217 sqft (0.051 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|
| Street Address | 69 ENCLAVE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1327 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CYPRESSWOOD ENCLAVE PHASE TWO PB 105 PG 1 LOT 69 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | CYPRESSWOOD ENCLAVE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 850502 |
| Legal Block | 2 |
| Legal Lot Number | 69 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 31600 US HIGHWAY 27 S, HAINES CITY, FL 33844 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Line of Credit SOUTHSTATE BANK NA |
| Oct 22, 2025 | Warranty Deed, Transfer · Line of Credit SOUTHSTATE BANK NA |
| Dec 11, 2018 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Dec 11, 2018 · Amount on Record |
| Deed Document Number | 2025248821 |
| Deed Book / Page | 13747 / 795 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 69 ENCLAVE DR, WINTER HAVEN, FL 33884-1327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 31600 US HWY 27 N, HAINES CITY, FL 33844-7355 |
| Document Number | 0000277045 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 13788/24 |
| Instrument | 2025277045 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 22, 2025 |
| Property Address | 69 ENCLAVE DR, WINTER HAVEN, FL 33884-1327 |
| Document Number | 0000248821 |
| Book / Page | 13747 / 795 |
| Map Reference | MB 105 PG 1 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 2025248821 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ALL REAL ESTATE TITLE SERVICES INC, REAL ESTATE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,093.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 398 TROON CT, WINTER HAVEN, FL 33884-1260 |
| Name | Verified Name |
|---|---|
| Address | 31600 HIGHWAY 27 # US, US, HAINES CITY, FL 33844 |
| Document Number | 0013747797 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 13747/797 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 11, 2018 |
| Property Address | 69 ENCLAVE DR, WINTER HAVEN, FL 33884-1327 |
| Document Number | 0106931651 |
| Book / Page | 010693 / 001651 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 255865 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,113.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13515 N 92ND PL SCOTTSDALE AZ 852604331, SCOTTSDALE, AZ 85260-4331 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $185,300 (+11.74%) Land $100 Building $185,200 | $185,300 (-1.44%) Land $100 Building $185,200 | |
| 2025 | $1,624.00 (-25.81%) Homeowner's exemption | $165,824 (+2.9%) | $188,000 (-5.05%) Land $100 Building $187,900 |
| 2024 | $2,189.00 (+9.12%) Homeowner's exemption | $161,151 (+3%) | $198,000 (+2.06%) Land $100 Building $197,900 |
| 2023 | $2,006.00 (+3.67%) Homeowner's exemption | $156,457 (+3%) | $194,000 (+14.79%) Land $100 Building $193,900 |
| 2022 | $1,935.00 Homeowner's exemption | $151,900 | $169,000 Land $100 Building $168,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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