Polk County property record for 70 Enclave Dr, Winter Haven, FL 33884
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3 ba · 2,070 sqft · built 1998 |
| Lot Size | 0.051 acres (2,217 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Jun 2023) |
| Tax Bill | $901 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Nov 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-28-31-850502-000700 |
| Primary APN | 27-28-31-850502-000700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,070 sqft Living Area |
| Gross Area | 2,511 sqft |
| 1st Floor Area | 1,294 sqft |
| Upper Floors Area | 776 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 2,217 sqft (0.051 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 232 sqft |
| Cooling System | Central |
|---|
| Street Address | 70 ENCLAVE DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-1326 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CYPRESSWOOD ENCLAVE PHASE TWO PB 105 PG 1 LOT 70 |
| Legal Range | 27E |
| Legal Township | 28S |
| Legal Section | 31 |
| Legal Subdivision | CYPRESSWOOD ENCLAVE PHASE TWO |
| Legal Phase | 2 |
| Legal Tract | 850502 |
| Legal Block | 2 |
| Legal Lot Number | 70 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 14123 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 70 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Nov 28, 2023 | Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU |
| Jun 28, 2023 | Warranty Deed, Transfer INTEGRITY FIRST TITLE |
| Jul 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on Record |
| Deed Sale | Jun 28, 2023 · Amount on Record |
| Deed Document Number | 2023152101 |
| Deed Book / Page | 12745 / 2229 |
| Prior Transfer Date | Jun 24, 2020 |
| Prior Transfer Doc | 0000134260 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 70 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000104498 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 13105/707 |
| Instrument | 2024104498 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 25, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 70 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000277257 |
|---|---|
| Date | Nov 28, 2023 |
| Book Page | 12920/114 |
| Instrument | 2023277257 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 15, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 28, 2023 |
| Property Address | 70 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0000152101 |
| Book / Page | 12745 / 2229 |
| Map Reference | MB 105 PG 1 |
| Instrument Date | Jun 9, 2023 |
| Instrument | 2023152101 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | INTEGRITY FIRST TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4049 SHEEPHEAD DR, HERNANDO BEACH, FL 34607-3660 |
| Name | Verified Name |
|---|---|
| Address | 70 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 6, 2020 |
| Property Address | 70 ENCLAVE DR, WINTER HAVEN, FL 33884-1326 |
| Document Number | 0112880819 |
| Book / Page | 011288 / 000819 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 134260 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 70 ENCLAVE DR WINTER HAVEN FL 338841326, WINTER HAVEN, FL 33884-1326 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,930 (+2.7%) | $232,000 (-0.64%) Land $100 Building $231,900 | |
| 2025 | $901.00 (-75.25%) Homeowner's exemption | $109,961 (-55.57%) | $233,500 (-5.66%) Land $100 Building $233,400 |
| 2023 | $3,640.00 (+10.1%) | $247,500 (+14.85%) Land $100 Building $247,400 | $247,500 (+14.85%) Land $100 Building $247,400 |
| 2022 | $3,306.00 | $215,500 Land $100 Building $215,400 | $215,500 Land $100 Building $215,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 105 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 105 in force |
| Nearby Flood Claims | 3 (2017–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 44% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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