Tioga County and Spencer Town property record for 72 E Spencer Rd, Spencer, NY 14883
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 2 ba · 1,012 sqft · built 1980 |
| Lot Size | 3.82 acres (166,399 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,463 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 493489 69.00-1-28 |
| Primary APN | 493489 69.00-1-28 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,012 sqft Total Area |
| 1st Floor Area | 1,012 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Multi-Family |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 166,399 sqft (3.82 acres) |
| Garage Type | Detached |
| Porch | Covered Porch |
| Porch Area | 160 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000001085 |
|---|---|
| Street Address | 72 E SPENCER RD |
| City | SPENCER |
| State | NY |
| Zip | 14883-9508 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 28.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20701 |
Source: Tioga County and Spencer Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 72 E SPENCER RD, SPENCER, NY 14883-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 14, 2008 |
| Transfer Doc | 0000015693/000000800 |
| Record Updated | Oct 29, 2026 |
Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-Van Etten Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,463.00 (+2.11%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $2,412.00 (+172.85%) | $72,800 (-) Land $24,600 Building $48,200 | $104,000 (+22.86%) Land $35,143 Building $68,857 |
| 2023 | $72,800 Land $24,600 Building $48,200 | $84,651 Land $28,605 Building $56,046 | |
| 2019 | $884.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 32 (1981–2018) |
| Claims Outside the SFHA | 7 of 32 |
| Most Recent Claim | Sep 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 2,000 / 2,000 |
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