Tioga County and Spencer Town property record for 27 E Spencer Rd, Spencer, NY 14883
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,688 sqft · built 1886 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $100,000 (Dec 2023) |
| Tax Bill | $3,610 (2026) |
| Deeds & Mortgages | Dec 2023 Sale Jul 2021 Sale & Refinance + 2 more |
| Flood Zone | Zone A (high risk) |
| APN | 493489 69.00-1-34 |
| Primary APN | 493489 69.00-1-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| 1st Floor Area | 1,624 sqft |
| 2nd Floor Area | 1,064 sqft |
| Year Built | Built 1886 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 45,738 sqft (1.05 acres) |
| Porch | Slab |
| Porch Area | 56 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000562 |
|---|---|
| Street Address | 27 E SPENCER RD |
| City | SPENCER |
| State | NY |
| Zip | 14883-9508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 34.012 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20701 |
27 E Spencer Rd is owned and occupied by two individuals who bought it in December 2023.
Source: Tioga County and Spencer Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 E SPENCER RD, SPENCER, NY 14883-9508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 27, 2023 | Warranty Deed, Transfer |
| Jul 14, 2021 | Warranty Deed, Transfer · Stand-Alone Refinance CITIZENS & NORTHERN BANK |
| Apr 21, 2021 | Executor's Deed, Transfer · Stand-Alone First Mortgage CITIZENS & NORTHERN BANK |
| Apr 16, 2021 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on File |
| Deed Sale | Dec 27, 2023 · Amount on File |
| Prior Sale | Jul 14, 2021 · Amount on File |
| Deed Document Number | 20234701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Dec 27, 2023 |
| Property Address | 27 E SPENCER RD, SPENCER, NY 14883-9508 |
| Document Number | 2023000004701 |
| Instrument Date | Dec 16, 2023 |
| Instrument | 20230-00004701 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 E SPENCER RD, SPENCER, NY 14883-9508 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Jul 14, 2021 |
| Property Address | 27 E SPENCER RD, SPENCER, NY 14883-9508 |
| Document Number | 2021000003295 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 20210-00003295 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19 ORCHARD ST, SPENCER, NY 14883-9514 |
| Document Number | 2021000003647 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 20210-00003647 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Apr 21, 2021 |
| Property Address | 27 E SPENCER RD, SPENCER, NY 14883-9508 |
| Document Number | 2021000002012 |
| Instrument Date | Apr 20, 2021 |
| Instrument | 20210-00002012 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 SABIN RD, SPENCER, NY 14883-9590 |
| Document Number | 21000002014 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 210-00002014 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Apr 16, 2021 |
| Property Address | 27 E SPENCER RD, SPENCER, NY 14883-9508 |
| Document Number | 2021000001958 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 20210-00001958 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1687 HALSEY VALLEY RD, SPENCER, NY 14883-9549 |
The 2026 property tax bill for 27 E Spencer Rd was $3,610, up 2.4% from the year before.
Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-Van Etten Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,610.00 (+2.44%) | ||
| 2025 | $3,524.00 | $100,000 Land $15,000 Building $85,000 | $142,857 Land $21,429 Building $121,428 |
| 2023 | $100,000 (-) Land $15,000 Building $85,000 | $116,279 (+16.28%) Land $17,442 Building $98,837 | |
| 2022 | $100,000 Land $15,000 Building $85,000 | $100,000 Land $15,000 Building $85,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27 E Spencer Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 32 (1981–2018) |
| Claims Outside the SFHA | 7 of 32 |
| Most Recent Claim | Sep 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 E Spencer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 2,000 / 2,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures