96 E Spencer Rd, Spencer, NY 14883 Property Records

Tioga County and Spencer Town property record for 96 E Spencer Rd, Spencer, NY 14883

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,238 sqft · built 1952
Lot Size0.88 acres (38,333 sqft)
Owner2 Individual Names on Record
Tax Bill$4,565 (2026)
Flood ZoneZone A (high risk)
APN493489 69.00-1-32

Property Details

APN / Parcel Number

Primary APN493489 69.00-1-32
Alternative APNs
  • 348906900000010320000000
  • 00000001157

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,238 sqft Living Area
1st Floor Area2,238 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Lot Area38,333 sqft (0.88 acres)
Lot Dimensions175 ft deep x 218 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000001157
Street Address96 E SPENCER RD
CitySPENCER
StateNY
Zip14883-9508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal Block1
Legal Lot Number32.000
JurisdictionTIOGA NY
Township / Civil DivisionSPENCER
Census Block Group3
Census Block3015
Census Tract20701

Owner

Source: Tioga County and Spencer Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address96 E SPENCER RD, SPENCER, NY 14883-9508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Tioga County and Spencer Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionSpencer Town
Unified School DistrictSpencer-Van Etten Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,565.00 (+2.77%) Disabled Person's exemption Veteran's exemption
2025$4,442.00 (+166.47%)$139,000 (-) Land $16,700 Building $122,300$198,571 (+22.86%) Land $23,857 Building $174,714
2023$139,000 Land $16,700 Building $122,300$161,628 Land $19,419 Building $142,209
2019$1,667.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims32 (1981–2018)
Claims Outside the SFHA7 of 32
Most Recent ClaimSep 2018 · other causes
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 13 claims
  • Severe Storms And Flooding, Jan 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Haefele Connect
Fiber
2,000 / 2,000

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