72 Bernice Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 72 Bernice Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,682 sqft · built 1985
Lot Size	2.58 acres (112,820 sqft)
Owner	Individual Name on Record
Last Sale	$215,900 (Jul 2019)
Tax Bill	$2,218 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0015C039000`

Property Details

APN / Parcel Number

Primary APN	`0015C039000`
Alternative APNs	`0015C039` `9253`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,682 sqft Heated Area
1st Floor Area	1,682 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1994
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	112,820 sqft (2.58 acres)
Porch	Open Porch
Porch Area	200 sqft
Deck Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9253
Old Parcel Number	0015C039000
Street Address	72 BERNICE LN
City	RINGGOLD
State	GA
Zip	30736-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT TRACTS 7 & 8 OAK HILLS
Legal Subdivision	OAK HILLS
Legal Tract	7,8
Legal Lot Number	7-8
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2009
Census Tract	30403

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72 BERNICE LN, RINGGOLD, GA 30736-5575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2019 · Amount on Record
Deed Sale	Jul 2, 2019 · Amount on Record
Deed Document Number	0001995621
Deed Book / Page	1995 / 621
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jul 2, 2019
Property Address	72 BERNICE LN, RINGGOLD, GA 30736-5575
Document Number	0019950621
Book / Page	1995 / 621
Instrument Date	Jul 2, 2019
Instrument	2019-001370
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 BERNICE LN, RINGGOLD, GA 30736-5575

Mortgage

Document Number	0019950000000623
Date	Jul 2, 2019
Book Page	0000001995/0000000623
Instrument	004207

Lender

Name	HIGHLAND MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,218.00 (+9.21%) Homeowner's exemption	$123,408 (+33.06%) Land $16,576 Building $106,832	$308,520 (+33.06%) Land $41,440 Building $267,080
2023	$2,031.00 (+19.75%) Homeowner's exemption	$92,749 Land $16,576 Building $76,173	$231,872 Land $41,440 Building $190,432
2022	$1,696.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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