57 Bernice Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 57 Bernice Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,378 sqft · built 1987
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Mar 2019)
Tax Bill	$3,519 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0015C034000`

Property Details

APN / Parcel Number

Primary APN	`0015C034000`
Alternative APNs	`0015C034` `9250`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,378 sqft Heated Area
Basement Area	891 sqft
Finished Basement	891 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1995
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,907 sqft (3.12 acres)
Garage Area	594 sqft
Porch	Slab
Porch Area	222 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9250
Street Address	57 BERNICE LN
City	RINGGOLD
State	GA
Zip	30736-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 1 HOLDER BOUNDARY SURVEY
Legal Subdivision	OAK HILLS
Legal Tract	1
Legal Lot Number	1-2
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2009
Census Tract	30403

Owner

Source: Catoosa County assessment roll, APN 0015C034000, as of February 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	57 BERNICE LN, RINGGOLD, GA 30736-5575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 01, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Jun 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Apr 02, 2019	Warranty Deed, Transfer · FHA Mortgage VANDYK MTG
Mar 09, 2017	Quit Claim Deed, Transfer ELITE TITLE COMPANY INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Document Number	2019585
Deed Book / Page	1980 / 556
Prior Transfer Date	Feb 08, 2017
Prior Transfer Doc	0018680742
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	57 BERNICE LN, RINGGOLD, GA 30736-5575
Document Number	0021280508
Instrument Date	Apr 01, 2021
Transaction Type	Mortgage
Record Updated	May 04, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 BERNICE LN RINGGOLD GA 307365575, RINGGOLD, GA 30736-5575

Mortgage

Document Number	0021280508
Date	Apr 09, 2021
Book Page	002128/000508

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	57 BERNICE LN, RINGGOLD, GA 30736-5575
Document Number	0020590624
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 BERNICE LN RINGGOLD GA 307365575, RINGGOLD, GA 30736-5575

Mortgage

Document Number	0020590624
Date	Jun 22, 2020
Book Page	002059/000624
Instrument	4696

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Apr 02, 2019
Property Address	57 BERNICE LN, RINGGOLD, GA 30736-5575
Document Number	0019800556
Book / Page	001980 / 000556
Instrument Date	Mar 26, 2019
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	57 BERNICE LN RINGGOLD GA 307365575, RINGGOLD, GA 30736-5575

Mortgage

Document Number	19800559
Date	Apr 02, 2019
Book Page	001980/000559

Lender

Name	VANDYK MTG
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2049

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 09, 2017
Property Address	57 BERNICE LN, RINGGOLD, GA 30736-5575
Document Number	0018680742
Book / Page	001868 / 000742
Instrument Date	Feb 08, 2017
Instrument	1677
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	ELITE TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Catoosa County assessment roll as of February 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,519.00 (+17.5%)	$185,366 (+38.56%) Land $19,968 Building $165,398	$463,414 (+38.56%) Land $49,920 Building $413,494
2023	$2,995.00 (+24.33%)	$133,781 Land $19,968 Building $113,813	$334,453 Land $49,920 Building $284,533
2022	$2,409.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Catoosa County (13047C), as of September 12, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130470304032, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 74% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 43 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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