70 Bernice Ln, Ringgold, GA 30736 Property Records

Catoosa County property record for 70 Bernice Ln, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,429 sqft · built 2021
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (Aug 2020)
Tax Bill	$4,096 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015C040000`

Property Details

APN / Parcel Number

Primary APN	`0015C040000`
Alternative APNs	`0015C040` `9254`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,429 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Garage Area	552 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9254
Old Parcel Number	0015C040000
Street Address	70 BERNICE LN
City	RINGGOLD
State	GA
Zip	30736-5575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PT TRACTS 7 & 8 OAK HILLS
Legal Subdivision	OAK HILLS
Legal Tract	7,8
Jurisdiction	CATOOSA GA
Township / Civil Division	BOYNTON RIDGE
Census Block Group	2
Census Block	2009
Census Tract	30403

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	70 BERNICE LN, RINGGOLD, GA 30736-5575
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Oct 28, 2020	Deed of Trust, Construction Loan · Construction Mortgage COMMUNITY NAT'L BK
Aug 17, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Deed Document Number	0002072628
Deed Book / Page	2072 / 628
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	70 BERNICE LN, RINGGOLD, GA 30736-5575
Transaction Type	Mortgage
Record Updated	Nov 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BERNICE LN

Mortgage

Document Number	0021810000000230
Date	Nov 4, 2021
Book Page	0000002181/0000000230
Instrument	010877

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Oct 28, 2020
Property Address	70 BERNICE LN, RINGGOLD, GA 30736-5575
Document Number	0020880673
Book / Page	002088 / 000673
Instrument Date	Oct 21, 2020
Instrument	8843
Transaction Type	Construction Loan
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 427 RINGGOLD GA 307360427, RINGGOLD, GA 30736-0427

Mortgage

Document Number	20880673
Date	Oct 28, 2020
Book Page	002088/000673
Instrument	8843

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	ROSSVILLE, GA 30741-0638

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 27, 2021

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 17, 2020
Property Address	70 BERNICE LN, RINGGOLD, GA 30736-5575
Document Number	0020720628
Book / Page	002072 / 000628
Instrument Date	Aug 11, 2020
Instrument	6548
Transaction Type	Transfer
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$25.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	BERNICE LN RINGGOLD GA 30736, RINGGOLD, GA 30736

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,096.00 (+7.62%) Homeowner's exemption	$219,074 (+27.36%) Land $12,920 Building $206,154	$547,684 (+27.36%) Land $32,300 Building $515,384
2023	$3,806.00 (+26.53%) Homeowner's exemption	$172,005 Land $12,920 Building $159,085	$430,013 Land $32,300 Building $397,713
2022	$3,008.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 77% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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