72 Alder St, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 72 Alder St, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,365 sqft · built 1968
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Feb 2018)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Dec 2025 Mortgage + 3 more
APN	`615J103505`

Property Details

APN / Parcel Number

Primary APN	`615J103505`
Alternative APNs	`280001704000050050000000` `152800 17.40-5-5.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,365 sqft Living Area
Gross Area	1,304 sqft
1st Floor Area	1,700 sqft
Upper Floors Area	276 sqft
Basement Area	1,316 sqft
Finished Basement	1,316 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Wood
Lot Area	39,204 sqft (0.9 acres)
Garage Type	Detached
Garage Area	257 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J103505
Street Address	72 ALDER ST
City	JAY
State	NY
Zip	12941-2312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	150 JAY TRACT
Legal Block	5
Legal Lot Number	5.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1020
Census Tract	960200

Owner

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	72 ALDER ST, JAY, NY 12941-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage COMMUNITY BANK NA
Dec 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK NA
Aug 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance COMPASS FCU
Dec 23, 2025	Deed, Transfer
Feb 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	2018818
Deed Book / Page	1905 / 135
Last Transfer Date	Dec 18, 2025
Transfer Doc	002225/224
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	72 ALDER ST, JAY, NY 12941-2312
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002498/0000000036
Date	Feb 26, 2018
Book Page	0000002498/0000000036
Instrument	2018-819

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	72 ALDER ST, JAY, NY 12941-2312
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020254479
Date	Dec 23, 2025
Instrument	2025-4479

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	72 ALDER ST, JAY, NY 12941-2312
Transaction Type	Mortgage
Record Updated	Apr 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020242904
Date	Aug 30, 2024
Instrument	2024-2904

Lender

Name	COMPASS FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2029

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Dec 23, 2025
Property Address	72 ALDER ST, JAY, NY 12941-2312
Document Number	002225/224
Book / Page	2225 / 224
Instrument Date	Dec 18, 2025
Instrument	2025-4478
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	72 ALDER ST, JAY, NY 12941-2312

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Feb 26, 2018
Property Address	72 ALDER ST, JAY, NY 12941-2312
Document Number	001905/135
Book / Page	1905 / 135
Instrument Date	Feb 13, 2018
Instrument	2018-818
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6352 MAIN ST, WESTPORT, NY 12993-1807

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,874.00 (+135.73%)	$488,400 (+71.61%) Land $184,100 Building $304,300	$488,400 (+71.61%) Land $184,100 Building $304,300
2023		$284,600 (+45.5%) Land $115,000 Building $169,600	$284,600 (+45.5%) Land $115,000 Building $169,600
2022	$2,916.00 (-19.67%)	$195,600 Land $57,000 Building $138,600	$195,600 Land $57,000 Building $138,600
2020	$3,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREVER WILD WATER CO-SIGNOR private · serves 900 people · EPA ID NY1500280
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Alder St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures