49 Alder St, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 49 Alder St, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 856 sqft · built 1968
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Aug 2017)
Tax Bill	$5,238 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Sale & Mortgage
APN	`615J100605`

Property Details

APN / Parcel Number

Primary APN	`615J100605`
Alternative APNs	`280001704000040220000000` `152800 17.40-4-22.000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	856 sqft Living Area
Gross Area	1,316 sqft
1st Floor Area	792 sqft
Upper Floors Area	180 sqft
Attic	Attic
Attic Area	64 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	A-Frame
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	37,026 sqft (0.85 acres)
Porch	Slab
Porch Area	252 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J100605
Street Address	49 ALDER ST
City	JAY
State	NY
Zip	12941-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	150 JAY TRACT AUSABLE ACRES SECTION TWO LOT #57
Legal Block	4
Legal Lot Number	22.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1035
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32710 DETROIT RD, AVON, OH 44011-2014
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2017	Deed of Trust, Mortgage NBT BANK NA
Aug 28, 2017	Deed, Transfer NBT BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on Record
Deed Sale	Aug 28, 2017 · Amount on Record
Prior Sale	Mar 15, 2001 · Amount on Record
Deed Book / Page	1885 / 18
Record Updated	Jun 8, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	49 ALDER ST, JAY, NY 12941
Transaction Type	Mortgage
Record Updated	Sep 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-3627
Date	Aug 28, 2017
Book Page	0000002467/0000000220
Instrument	2017-3627

Lender

Name	NBT BANK NA

Agreement

Amount	Amount Recorded
Term	233 Months
Due	Jan 1, 2037

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Aug 28, 2017
Property Address	49 ALDER ST, JAY, NY 12941-2313
Document Number	0000001885/0000000018
Book / Page	0000001885 / 0000000018
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	JOEL PELLER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32710 DETROIT RD, AVON, OH 44011-2014

Mortgage

Document Number	0000002467/0000000220
Date	Aug 28, 2017
Book Page	0000002467/0000000220
Instrument	2017-3627

Lender

Name	NBT BANK NA

Agreement

Amount	Amount Recorded
Term	233 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,238.00 (+219.78%)	$277,300 (+51.45%) Land $184,100 Building $93,200	$277,300 (+51.45%) Land $184,100 Building $93,200
2023		$183,100 (+66.61%) Land $115,000 Building $68,100	$183,100 (+66.61%) Land $115,000 Building $68,100
2022	$1,638.00 (-38.24%)	$109,900 Land $57,000 Building $52,900	$109,900 Land $57,000 Building $52,900
2020	$2,652.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREVER WILD WATER CO-SIGNOR private · serves 900 people · EPA ID NY1500280
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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