58 Alder St, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 58 Alder St, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,296 sqft · built 1991
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,500 (Oct 2018)
Tax Bill	$9,619 (2026)
Deeds & Mortgages	Oct 2023 Refinance Oct 2018 Sale & Mortgage
APN	`615J104014`

Property Details

APN / Parcel Number

Primary APN	`615J104014`
Alternative APNs	`280001704000050030000000` `152800 17.40-5-3.000`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	1,392 sqft
2nd Floor Area	904 sqft
Upper Floors Area	794 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Wood
Foundation Type	Raised
Lot Area	39,204 sqft (0.9 acres)
Porch	Slab
Porch Area	584 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J104014
Street Address	58 ALDER ST
City	JAY
State	NY
Zip	12941
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	150 JAY TRACT AUSBABLE ACRES SECTION 2 LOT 36 SURVEY MAP #1859
Legal Block	5
Legal Lot Number	3.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1020
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	351 LATHROP LN, ARLINGTON, VT 05250-8593
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance TD BANK NA
Oct 31, 2018	Warranty Deed, Transfer PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on Record
Deed Sale	Oct 31, 2018 · Amount on Record
Prior Sale	May 9, 2005 · Amount on Record
Deed Book / Page	1932 / 142
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	58 ALDER ST, JAY, NY 12941
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233892
Date	Oct 31, 2023
Instrument	2023-3892

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Oct 31, 2018
Property Address	58 ALDER ST, JAY, NY 12941
Document Number	001932/142
Book / Page	1932 / 142
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 CAMBRIDGE RD, GREENWICH, NY 12834-6028

Mortgage

Document Number	0000002534/0000000106
Date	Oct 31, 2018
Book Page	0000002534/0000000106
Instrument	2018-4465

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,619.00 (+0.66%)
2025	$9,556.00 (+5.36%)	$502,500 (+3.99%) Land $230,200 Building $272,300	$502,500 (+3.99%) Land $230,200 Building $272,300
2024	$9,070.00 (+102.41%)	$483,200 (+21.59%) Land $221,300 Building $261,900	$483,200 (+21.59%) Land $221,300 Building $261,900
2023		$397,400 (+32.25%) Land $143,800 Building $253,600	$397,400 (+32.25%) Land $143,800 Building $253,600
2022	$4,481.00 (-38.25%)	$300,500 Land $71,300 Building $229,200	$300,500 Land $71,300 Building $229,200
2020	$7,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOREVER WILD WATER CO-SIGNOR private · serves 900 people · EPA ID NY1500280
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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