7195 Valance Ln, Cumming, GA 30040 Property Records

Forsyth County property record for 7195 Valance Ln, Cumming, GA 30040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,285 sqft · built 1997
Lot Size0.57 acres (24,829 sqft)
OwnerCompany Name on File
Last Sale$186,000 (Sep 2001)
Tax Bill$437 (2025)
Deeds & MortgagesJan 2022 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN037-000-239

Property Details

APN / Parcel Number

Primary APN037-000-239
Alternative APNs
  • 000000022288
  • 0000239492
  • 037 239

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,285 sqft Living Area
1st Floor Area2,285 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialAsphalt
Lot Area24,829 sqft (0.57 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area36 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number0000239492
Street Address7195 VALANCE LN
CityCUMMING
StateGA
Zip30040-7371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2R
Legal Description2-1 317 LT 166 DRESSAGE UNIT 4
Legal SubdivisionDRESSAGE
Legal Block2
Legal Lot Number166
Legal Unit4
JurisdictionFORSYTH GA
Township / Civil DivisionCUMMING
Census Block Group2
Census Block2003
Census Tract130304

Owner

7195 Valance Ln is owned by a company that acquired it in August 2025.

Source: Forsyth County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address514 W MAPLE ST, 504, CUMMING, GA 30040-2420
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2022Deed of Trust, Mortgage · Line of Credit
ITHINK FINANCIAL CREDIT UNION
May 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2001 · Amount on File
Deed SaleSep 5, 2001 · Amount on File
Prior SaleJan 27, 1998 · Amount on File
Deed Book / Page2030 / 630
Last Transfer DateAug 12, 2025
Transfer Doc0116170005
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address7195 VALANCE LN, CUMMING, GA 30040-7371
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7195 VALANCE LN, CUMMING, GA 30040-7371

Mortgage

Document Number0105550000000086
DateJan 5, 2022
Book Page0000010555/0000000086
Lender
NameITHINK FINANCIAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term228 Months
DueJan 1, 2041

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFORSYTH GA
Property Address7195 VALANCE LN, CUMMING, GA 30040-7371
Transaction TypeMortgage
Record UpdatedJun 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7195 VALANCE LN, CUMMING, GA 30040-7371

Mortgage

Document Number0101190000000457
DateMay 5, 2021
Book Page0000010119/0000000457
Lender
NameAMERISAVE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 7195 Valance Ln was $437.

Source: Forsyth County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyForsyth County
Unified School DistrictForsyth County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$437.00$189,928 Land $64,000 Building $125,928$474,820 Land $160,000 Building $314,820
2023$392.00 (-88.09%) Homeowner's exemption$181,440 (+53.57%) Land $60,000 Building $121,440$453,600 (+53.57%) Land $150,000 Building $303,600
2022$3,291.00 Homeowner's exemption$118,148 Land $40,000 Building $78,148$295,370 Land $100,000 Building $195,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7195 Valance Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7195 Valance Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFORSYTH CO. WATER & SEWER
serves 161,200 people · EPA ID GA1170050
Water SourceSurface water
Last State InspectionMay 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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