Forsyth County property record for 7185 Valance Ln, Cumming, GA 30040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,874 sqft · built 1997 |
| Lot Size | 0.54 acres (23,522 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,000 (Aug 2021) |
| Tax Bill | $824 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Aug 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-000-238 |
| Primary APN | 037-000-238 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,874 sqft Living Area |
| 1st Floor Area | 1,874 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,522 sqft (0.54 acres) |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000253785 |
|---|---|
| Street Address | 7185 VALANCE LN |
| City | CUMMING |
| State | GA |
| Zip | 30040-7371 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2R |
| Legal Description | 2-1 317 LT 165 DRESSAGE UNIT 4 |
| Legal Subdivision | DRESSAGE |
| Legal Block | 2 |
| Legal Lot Number | 165 |
| Legal Unit | 4 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | CUMMING |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 130304 |
7185 Valance Ln is owned and occupied by two individuals who acquired it in October 2021.
Source: Forsyth County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7185 VALANCE LN, CUMMING, GA 30040-7371 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Aug 17, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Apr 7, 2021 | Warranty Deed, Transfer |
| Sep 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2021 · Amount on File |
| Deed Sale | Aug 17, 2021 · Amount on File |
| Prior Sale | Apr 7, 2021 · Amount on File |
| Deed Document Number | 202110636 |
| Deed Book / Page | 10325 / 296 |
| Last Transfer Date | Oct 7, 2021 |
| Transfer Doc | 1057000631 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 7185 VALANCE LN, CUMMING, GA 30040-7371 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 7185 VALANCE LN, CUMMING, GA 30040-7371 |
| Document Number | 0117890000000139 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 0000011789/0000000139 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jan 1, 2066 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Aug 17, 2021 |
| Property Address | 7185 VALANCE LN, CUMMING, GA 30040-7371 |
| Document Number | 0103250296 |
| Book / Page | 10325 / 296 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021-010636 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7185 VALANCE LN, CUMMING, GA 30040-7371 |
| Document Number | 0103250000000299 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 0000010325/0000000299 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Apr 7, 2021 |
| Property Address | 7185 VALANCE LN, CUMMING, GA 30040-7371 |
| Document Number | 0101520660 |
| Book / Page | 10152 / 660 |
| Instrument Date | Apr 7, 2021 |
| Instrument | 2021-005472 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 7185 VALANCE LN, CUMMING, GA 30040-7371 |
| Document Number | 0083430368 |
| Book / Page | 008343 / 000368 |
| Instrument Date | Sep 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Name | Verified Name |
|---|---|
| Address | 7185 VALANCE LN CUMMING GA 300407371, CUMMING, GA 30040-7371 |
| Document Number | 0083430368 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 008343/000368 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2047 |
The 2025 property tax bill for 7185 Valance Ln was $824 with a homeowner's exemption, down 2.5% from the year before.
Source: Forsyth County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $824.00 (-2.49%) Homeowner's exemption | $196,896 Land $64,000 Building $132,896 | $492,240 Land $160,000 Building $332,240 |
| 2024 | $845.00 (+12.82%) | ||
| 2023 | $749.00 (-11.47%) Homeowner's exemption | $186,376 (+71.41%) Land $60,000 Building $126,376 | $465,940 (+71.41%) Land $150,000 Building $315,940 |
| 2022 | $846.00 Homeowner's exemption | $108,728 Land $40,000 Building $68,728 | $271,820 Land $100,000 Building $171,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7185 Valance Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7185 Valance Ln is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 85% of Georgia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORSYTH CO. WATER & SEWER serves 161,200 people · EPA ID GA1170050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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