Henderson County property record for 705 Overlook Dr, Flat Rock, NC 28731
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,035 sqft · built 2006 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $855,000 (Oct 2025) |
| Tax Bill | $3,816 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Oct 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9566753800 |
| Primary APN | 9566753800 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,035 sqft Heated Area |
| 1st Floor Area | 2,544 sqft |
| Basement Area | 2,162 sqft |
| Finished Basement | 454 sqft |
| Unfinished Basement | 1,708 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 49,223 sqft (1.13 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 266 sqft |
| Patio Area | 298 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1001226 |
|---|---|
| Street Address | 705 OVERLOOK DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-9742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1001226~R- |
| Legal Description | THE ROCK AT KENMURE LO7 PL2005-5455 |
| Legal Subdivision | ROCK KENMURE |
| Legal Block | 75 |
| Legal Lot Number | 3800 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 931500 |
Source: Henderson County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 705 OVERLOOK DR, FLAT ROCK, NC 28731-9742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 14, 2025 | Warranty Deed, Transfer |
| Oct 14, 2025 | Warranty Deed, Transfer |
| Aug 11, 2023 | Intrafamily Transfer, Transfer |
| Sep 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on Record |
| Deed Sale | Oct 14, 2025 · Amount on Record |
| Prior Sale | Sep 30, 2022 · Amount on Record |
| Deed Document Number | 20251038533 |
| Deed Book / Page | 4350 / 272 |
| Prior Transfer Date | Aug 11, 2023 |
| Prior Transfer Doc | 0040750213 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Oct 14, 2025 |
| Property Address | 705 OVERLOOK DR, FLAT ROCK, NC 28731-9742 |
| Document Number | 0043500272 |
| Book / Page | 4350 / 272 |
| Map Reference | SL 5455 |
| Instrument Date | Oct 13, 2025 |
| Instrument | 1001038533 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,710.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 OVERLOOK DR, FLAT ROCK, NC 28731-9742 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Oct 14, 2025 |
| Property Address | 705 OVERLOOK DR, FLAT ROCK, NC 28731-9742 |
| Document Number | 0043500270 |
| Book / Page | 4350 / 270 |
| Map Reference | SL 5455 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 1001038532 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 OVERLOOK DR, FLAT ROCK, NC 28731-9742 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Aug 11, 2023 |
| Property Address | 705 OVERLOOK DR, FLAT ROCK, NC 28731-9742 |
| Document Number | 0040750213 |
| Book / Page | 4075 / 213 |
| Instrument Date | Aug 11, 2023 |
| Instrument | 1001002106 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 60 ELSEETOS DR, BREVARD, NC 28712-9201 |
| Name | Verified Name |
|---|---|
| Address | 11 ANASTASIA LAKES DR, SAINT AUGUSTINE, FL 32080-9197 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 30, 2022 |
| Property Address | 705 OVERLOOK DR, FLAT ROCK, NC 28731-9742 |
| Document Number | 0039690055 |
| Book / Page | 3969 / 55 |
| Map Reference | SL 5455 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 987386 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,800.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1045 OLD WHITE BRIDGE RD, 1045, WAYNESBORO, VA 22980-6433 |
| Name | Verified Name |
|---|---|
| Address | 705 OVERLOOK DR, FLAT ROCK, NC 28731-9742 |
| Document Number | 0000987387 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | 987387 |
| Name | RADIUS FINANCIAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Flat Rock Village |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $885,500 (-) Land $181,600 Building $703,900 | ||
| 2025 | $3,816.00 | $885,500 (-) Land $181,600 Building $703,900 | |
| 2024 | $3,816.00 | ||
| 2023 | $885,500 Land $181,600 Building $703,900 | $885,500 Land $181,600 Building $703,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 individual policies |
| Nearby Flood Policies | 22 units insured incl. 12 condo units |
| Nearby Flood Claims | 1 (2018) |
| Most Recent Claim | Oct 2018 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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