719 Higgins Rd, Gray, KY 40734 Property Records

Knox County property record for 719 Higgins Rd, Gray, KY 40734 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,980 sqft · built 2007
Lot Size4.3 acres (187,308 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Dec 2012)
Tax Bill$1,510 (2025)
Deeds & MortgagesJun 2026 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN038-00-00-002.03

Property Details

APN / Parcel Number

Primary APN038-00-00-002.03
Alternative APNs
  • 321973
  • 384088
  • 955

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,980 sqft Total Area
Family RoomFamily Room

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialAluminum/Vinyl
Roof TypeMansard
Roof MaterialMetal
Lot Area187,308 sqft (4.3 acres)
Garage TypeDetached
DrivewayDriveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number955
Street Address719 HIGGINS RD
CityGRAY
StateKY
Zip40734-6508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.30 ACS HIGGINS RD
JurisdictionKNOX KY
Township / Civil DivisionGRAY
Census Block Group1
Census Block1020
Census Tract930300

Owner

Source: Knox County records · APN 038-00-00-002.03

Assessment roll updated December 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address719 HIGGINS RD, GRAY, KY 40734-6508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 29, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 06, 2012 · Amount on Record
Deed SaleDec 06, 2012 · Amount on Record
Deed Book / Page396 / 398
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX KY
Recording DateJun 30, 2026
Property Address719 HIGGINS RD, GRAY, KY 40734-6508
Document Number0000324215
Book / Page536 / 718
Instrument DateJun 17, 2026
Instrument2026324215
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyKENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address719 HIGGINS RD, GRAY, KY 40734-6508

Mortgage

Document Number0000324215,
DateJun 30, 2026
Book Page536/718
Instrument2026324215
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 01, 2041
Interest
Rate TypeFixed Rate
Rate5.85%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX KY
Property Address719 HIGGINS RD, GRAY, KY 40734-6508
Transaction TypeMortgage
Record UpdatedMar 10, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M477/737
DateNov 10, 2020
Book PageM477/737
Instrument245889
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term118 Months
DueSep 01, 2030

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKNOX KY
Property Address719 HIGGINS RD, GRAY, KY 40734-6508
Transaction TypeMortgage
Record UpdatedMar 08, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M449/388
DateJan 29, 2018
Book PageM449/388
Instrument231756
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2033

Tax Assessment & Valuation

Source: Knox County records · Assessment roll updated December 23, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKnox County
Unified School DistrictKnox County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,510.00 (-4.37%) Homeowner's exemption$190,000 (-) Land $50,000 Building $140,000$190,000 (-) Land $50,000 Building $140,000
2023$1,579.00 Homeowner's exemption$190,000$190,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Knox County (21121C), updated May 17, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211219303001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1998–2020)
Most Recent ClaimFeb 2020, river or lake flooding, Severe Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire RiskHigh
above 81% of the US · above 95% of Kentucky
Wildfire LikelihoodAbout 1 in 118 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Eastern CableFiber10,000 / 10,000
ZetalinkFixed Wireless (unlicensed)200 / 100
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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