Knox County property record for 196 Higgins Rd, Gray, KY 40734
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.88 acres (38,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $23,000 (Oct 2022) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-00-00-006.08 |
| Primary APN | 039-00-00-006.08 |
|---|---|
| Alternative APNs |
|
| Lot Area | 38,333 sqft (0.88 acres) |
|---|
| Account Number | 40496 |
|---|---|
| Street Address | 196 HIGGINS RD |
| City | GRAY |
| State | KY |
| Zip | 40734-6508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.88 ACS GRAY KECK RD 421-680 |
| Jurisdiction | KNOX KY |
| Township / Civil Division | GRAY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 930300 |
Source: Knox County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 HIGGINS RD, GRAY, KY 40734-6508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2022 · Amount on Record |
| Deed Sale | Oct 12, 2022 · Amount on Record |
| Deed Document Number | 2022255292 |
| Deed Book / Page | 450 / 336 |
| Prior Transfer Date | Oct 11, 2022 |
| Prior Transfer Doc | 0000255292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KNOX KY |
| Property Address | 196 HIGGINS RD, GRAY, KY 40734-6508 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00M448/179 |
|---|---|
| Date | Dec 4, 2017 |
| Book Page | M448/179 |
| Instrument | 230492 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | BARBOURVILLE, KY 40906 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Knox County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Knox County |
| Unified School District | Knox County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,510.00 (+0.87%) Homeowner's exemption | $190,000 (+4.18%) Land $10,000 Building $180,000 | $190,000 (+4.18%) Land $10,000 Building $180,000 |
| 2023 | $1,497.00 Homeowner's exemption | $182,380 | $182,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1998–2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 86% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| OnPoint Broadband Fiber | 10,000 / 10,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Zetalink Fixed Wireless | 200 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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